BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED
🌳Matureactive
07952489 · ltd · incorporated 2012-02-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£34.2k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 31020
Sector: Manufacturing
ALSO REGISTERED FOR
- 31090Manufacture of other furniture
- 41202Construction of domestic buildings
- 47599Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 13.7y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £34,179
Very low cash
Cash position: £68
Net assets shrinking
Down £12,062 YoY
Cash YoY
+113%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£68
↑ 113% YoY
Net Worth
£34k
↓ 26% YoY
Current Assets
£120k
↑ 4.6% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £130.0k | £125.9k |
| Current assets | £120.0k | £114.6k |
| Cash | £68 | £32 |
| Debtors | £56.6k | £62.8k |
| Net assets | £34.2k | £46.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-03-31➕SAVAGE, Joseph Thomas appointeddirector
- 2018-03-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-03-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2017-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2012-11-12🔒Charge registered #1Lender: National Westminster Bank PLC
- 2012-02-16🏢Company incorporatedAs BERNARD SAVAGE (BESPOKE KITCHENS & INTERIORS) LIMITED
- 2012-02-16➕SAVAGE, Bernard James appointeddirector
- 2012-02-16➕SAVAGE, Thomas appointeddirector
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "SAVAGE" — strong identity link between founder and business.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joseph Thomas Savage Individual · British · DOB 05/1956 · age 70 | 25–50% | — | 25-50% shares | 02/11/2017 |
Mr Bernard James Savage Individual · British · DOB 10/1958 · age 68 | 25–50% | — | 25-50% shares | 16/02/2017 |
1 historic (ceased) PSC
- Mr Thomas Savageceased 02/11/2017· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · WV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| B.O.E. (BOWMEN OF ENGLAND) LIMITED→ 03042677 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| BENJEMEDIA LTD→ 15969737 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BESPOKE (MIDLANDS) LIMITED→ 05450529 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| BEST CONTRACTING LIMITED→ 04465813 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| BEST GLAZING SOLUTIONS LIMITED→ 14921171 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BEST QUALITY WINDOWS & DOORS LIMITED→ 16573650 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BETAPRINT PRESS LIMITED→ 01268310 · est 1976 · no financials extracted | — | — | — | — | 49y | — | — |
| BFI TRANSPORT LTD→ 16445930 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIG POINT LIMITED→ 12443324 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BIG TIMBER LTD→ 15105608 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BIGTEN SPORTS LTD→ 16667201 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIKONIK LTD→ 08627969 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-02-16
Jurisdictionengland-wales
Primary SIC31020 — SIC 31020
Registered office
Granville House
2 Tettenhall Road
Wolverhampton
WV1 4SB
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-12
Last: 2026-01-29
Officers (3 active · 0 resigned)
SAVAGE, Bernard James→
Activedirector · ~68y · appointed 2012-02-16
View their other companies + combined net worth →
SAVAGE, Joseph Thomas→
Activedirector · ~70y · appointed 2018-03-31
View their other companies + combined net worth →
SAVAGE, Thomas→
Activedirector · ~39y · appointed 2012-02-16
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 12/11/2012 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (39 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-15
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-19