AGPAYTECH LTD.

💤Zombieactive
07952651 · ltd · incorporated 2012-02-16
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£881.1k
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 82990Other business support service activities n.e.c.
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (1 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £881,140
Net assets shrinking
Down £109,153 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£881k
↓ 11% YoY
Current Assets
£767k
↓ 10% YoY
Current Liabilities
—
£0£198k£396k£594k£792k£990kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£882.3k£996.6k
Current assets£767.3k£855.9k
Net assets£881.1k£990.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-03-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-10-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-10-10
    ➖
    AMOAH, Richard resigned
    director
  5. 2024-03-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-03-18
    ➕
    SYLLA, Abdoul Aziz appointed
    director
  7. 2024-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-10-02
    ➖
    FEARON, Maria Oluwarantimi resigned
    director
  9. 2023-10-02
    ➖
    PATEL, Dhruv resigned
    director
  10. 2023-10-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2023-10-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2023-06-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2023-06-01
    ➕
    FEARON, Maria Oluwarantimi appointed
    director
  14. 2023-01-09
    📄
    capital-allotment-shares
    capital · SH01
  15. 2022-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2022-04-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2022-04-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2022-01-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2021-02-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2019-09-17
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  21. 2018-12-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2018-09-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2018-09-20
    ➕
    PATEL, Dhruv appointed
    director
  24. 2016-02-17
    ➖
    MOTUBE, Faith resigned
    secretary
  25. 2013-11-20
    ➖
    GOMEY, Marie Hortense resigned
    director
  26. 2013-07-01
    ➖
    MOTUBE, Faith resigned
    director
  27. 2013-04-25
    ➕
    GOMEY, Marie Hortense appointed
    director
  28. 2012-02-16
    🏢
    Company incorporated
    As AGPAYTECH LTD.
  29. 2012-02-16
    ➕
    MOTUBE, Faith appointed
    secretary
  30. 2012-02-16
    ➕
    AMOAH, Richard appointed
    director
  31. 2012-02-16
    ➕
    MOTUBE, Faith appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Richard Amoah
Individual · French · DOB 09/1980 · age 46
75–100%
75–100%board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · trust interest · firm interest06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2012-02-16
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

3rd Floor 86-90 Paul Street
London
EC2A 4NE
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-07-26
Last: 2025-07-12

Officers (1 active · 6 resigned)

SYLLA, Abdoul Aziz→
director · ~37y · appointed 2024-03-18
View their other companies + combined net worth →
Active
MOTUBE, Faith→
secretary · appointed 2012-02-16 · resigned 2016-02-17
Resigned
AMOAH, Richard→
director · ~46y · appointed 2012-02-16 · resigned 2024-10-10
Resigned
FEARON, Maria Oluwarantimi→
director · ~43y · appointed 2023-06-01 · resigned 2023-10-02
Resigned
GOMEY, Marie Hortense→
director · ~58y · appointed 2013-04-25 · resigned 2013-11-20
Resigned
MOTUBE, Faith→
director · ~48y · appointed 2012-02-16 · resigned 2013-07-01
Resigned
PATEL, Dhruv→
director · ~37y · appointed 2018-09-20 · resigned 2023-10-02
Resigned

Click a director name to see their full track record across all companies.

Recent filings (49 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-15
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-30
termination-director-company-with-name-termination-date
officers · TM01
2024-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-12
appoint-person-director-company-with-name-date
officers · AP01
2024-03-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-30
termination-director-company-with-name-termination-date
officers · TM01
2023-10-02
termination-director-company-with-name-termination-date
officers · TM01
2023-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-24
appoint-person-director-company-with-name-date
officers · AP01
2023-06-07
capital-allotment-shares
capital · SH01
2023-01-09
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-04-06