AJ & WL TURNER LIMITED
- · Oldest live charge 13.8y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 65/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
5 live charges · 2 lenders · oldest 13.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 1100 | 1000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 1 confirmation-statement
- • 2 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Corporate timeline (37 events)Click to expand
- 2026-03-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-20➖TURNER, Diana Margaret resigneddirector
- 2026-02-20➖TURNER, Leslie John resigneddirector
- 2025-12-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-18🔒Charge registered #5Lender: Hsbc UK Bank PLC
- 2025-09-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-19📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2024-11-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-28📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-30🔒Charge registered #4Lender: Hsbc UK Bank PLC
- 2023-08-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-27➕TURNER, Jonathan Mark appointeddirector
- 2021-07-27➕TURNER, Michael John appointeddirector
- 2018-05-21🔒Charge registered #3Lender: Hsbc Bank PLC
- 2017-12-07🔒Charge registered #2Lender: Hsbc Bank PLC
- 2012-07-23🔒Charge registered #1Lender: Hsbc Bank PLC
- 2012-02-20🏢Company incorporatedAs AJ & WL TURNER LIMITED
- 2012-02-20➕TURNER, Wendy Louise appointedsecretary
- 2012-02-20➕TURNER, Andrew John appointeddirector
- 2012-02-20➕TURNER, Wendy Louise appointeddirector
- 2012-02-20➕TURNER, Diana Margaret appointeddirector
- 2012-02-20➕TURNER, Leslie John appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "TURNER" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 med · 1 lowMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: TURNER, Diana Margaret resigned 2026-02-20; TURNER, Leslie John resigned 2026-02-20
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Wendy Louise Turner Individual · British · DOB 12/1968 · age 58 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr Andrew John Turnerceased 20/11/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · BA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & SRD GLASSONBURY LTD→ 14664868 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A H GREEN & SON LIMITED→ 07268242 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| A.J. AND R.G.BARBER LIMITED→ 00551460 · est 1955 · no financials extracted | — | — | — | — | 70y | — | — |
| ACARA HOLDINGS LIMITED→ 11854215 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ACREMAN FORESTRY LTD→ 08692688 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AGRI-ELEMENTAL LIMITED→ 11173621 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AJ LUKE CONTRACTING LTD→ 09102087 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALL EARS AND TALES LTD→ 16556137 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMALFIE FARMING LIMITED→ 11227297 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AMMERDOWN BEEF UNIT LTD→ 16966241 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AMTEV LTD→ 06644184 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ANGELL FARMING LIMITED→ 09567109 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 18/11/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 30/11/2023 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 21/05/2018 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 07/12/2017 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 23/07/2012 | — |