ALTERNATIVE PAYMENTS LIMITED
🌳Matureactive
07959933 · ltd · incorporated 2012-02-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 3.9y
55/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.9 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
17 officers (6 active, 17 linked, 15 with DOB)
88
Ownership & PSC
0 active PSC(s) of 7 total, 7 with control declared
90
Director network
Network not yet resolved
30
Filing history
133 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-02-23📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2026-02-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-03📄resolutionresolution · RESOLUTIONS
- 2025-11-28📄capital-allotment-sharescapital · SH01
- 2025-09-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-07📄accounts-with-accounts-type-smallaccounts · AA
- 2025-06-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-12➕PATEL, Anant Ramanbhai appointeddirector
- 2025-03-14➕CATTAROSSI, Nicola appointeddirector
- 2025-03-14➖BOCCA, Alessandro resigneddirector
- 2024-11-30📄resolutionresolution · RESOLUTIONS
- 2024-11-28📄capital-allotment-sharescapital · SH01
- 2024-11-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-15➖NICHOLDS, Jeremy Simon resigneddirector
- 2024-08-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-12📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-08-12📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-01➕ELEMENTAL COMPANY SECRETARY LIMITED appointedcorporate-secretary
- 2024-07-01➖FILEX SERVICES LIMITED resignedcorporate-secretary
- 2024-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-18📄accounts-with-accounts-type-smallaccounts · AA
- 2024-05-15➕CASU, Barbara, Professor appointeddirector
- 2024-01-09📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-11-09📄capital-name-of-class-of-sharescapital · SH08
- 2023-08-18🔓Charge satisfied #1
- 2023-08-08➕CASARTELLI, Marco appointeddirector
- 2023-08-08➕ROSSO, Francesca appointeddirector
- 2023-08-08➕BOCCA, Alessandro appointeddirector
- 2023-08-08➖BRITT, Benjamin, Mr. resigneddirector
- 2023-08-08➖FARRARONS, Juan Sebastien resigneddirector
- 2023-08-08➖PRIDEAUX, Jonathan Peter resigneddirector
- 2022-07-14🔒Charge registered #1Lender: Route 66 Pe Holdings Ii, Llc
- 2020-03-03➖KARIBIAN, George Vahak resigneddirector
- 2019-01-23➕NICHOLDS, Jeremy Simon appointeddirector
- 2018-08-29➖FARLEY, Ryan resigneddirector
- 2017-04-24➕FARLEY, Ryan appointeddirector
- 2017-04-24➖JONES, Dennis resigneddirector
- 2015-11-16➖BOUVIER, Pascal Georges resigneddirector
- 2015-11-16➕BRITT, Benjamin, Mr. appointeddirector
- 2014-12-04➕BOUVIER, Pascal Georges appointeddirector
- 2014-12-04➕PRIDEAUX, Jonathan Peter appointeddirector
- 2014-02-11➕JONES, Dennis appointeddirector
- 2012-03-01➕FILEX SERVICES LIMITED appointedcorporate-secretary
- 2012-03-01➖CLAYDON, Katherine Maria resigneddirector
- 2012-03-01➕FARRARONS, Juan Sebastien appointeddirector
Showing most recent 50 of 53 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-02-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
52 Tabernacle St
London
EC2A 4NJ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-20
Last: 2026-03-06
Officers (6 active · 11 resigned)
ELEMENTAL COMPANY SECRETARY LIMITED→
Activecorporate-secretary · appointed 2024-07-01
View their other companies + combined net worth →
CASARTELLI, Marco→
Activedirector · ~58y · appointed 2023-08-08
View their other companies + combined net worth →
CASU, Barbara, Professor→
Activedirector · ~57y · appointed 2024-05-15
View their other companies + combined net worth →
CATTAROSSI, Nicola→
Activedirector · ~53y · appointed 2025-03-14
View their other companies + combined net worth →
PATEL, Anant Ramanbhai→
Activedirector · ~52y · appointed 2025-05-12
View their other companies + combined net worth →
ROSSO, Francesca→
Activedirector · ~52y · appointed 2023-08-08
View their other companies + combined net worth →
FILEX SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2012-03-01 · resigned 2024-07-01
BOCCA, Alessandro→
Resigneddirector · ~41y · appointed 2023-08-08 · resigned 2025-03-14
BOUVIER, Pascal Georges→
Resigneddirector · ~63y · appointed 2014-12-04 · resigned 2015-11-16
BRITT, Benjamin, Mr.→
Resigneddirector · ~48y · appointed 2015-11-16 · resigned 2023-08-08
CLAYDON, Katherine Maria→
Resigneddirector · ~62y · appointed 2012-02-22 · resigned 2012-03-01
FARLEY, Ryan→
Resigneddirector · ~52y · appointed 2017-04-24 · resigned 2018-08-29
FARRARONS, Juan Sebastien→
Resigneddirector · ~40y · appointed 2012-03-01 · resigned 2023-08-08
JONES, Dennis→
Resigneddirector · ~46y · appointed 2014-02-11 · resigned 2017-04-24
KARIBIAN, George Vahak→
Resigneddirector · ~62y · appointed 2012-03-01 · resigned 2020-03-03
NICHOLDS, Jeremy Simon→
Resigneddirector · ~65y · appointed 2019-01-23 · resigned 2024-11-15
PRIDEAUX, Jonathan Peter→
Resigneddirector · ~64y · appointed 2014-12-04 · resigned 2023-08-08
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Route 66 Pe Holdings Ii, Route 66 Pe Holdings Ii, Llc | A registered charge | 1 property | 14/07/2022 | 18/08/2023 |
Recent filings (133 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-23
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-02-23
change-person-director-company-with-change-date
officers · CH01
2026-02-06
resolution
resolution · RESOLUTIONS
2025-12-03
capital-allotment-shares
capital · SH01
2025-11-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-29
accounts-with-accounts-type-small
accounts · AA
2025-07-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-16
termination-director-company-with-name-termination-date
officers · TM01
2025-06-12
appoint-person-director-company-with-name-date
officers · AP01
2025-06-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-11
appoint-person-director-company-with-name-date
officers · AP01
2025-05-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-17
resolution
resolution · RESOLUTIONS
2024-11-30
capital-allotment-shares
capital · SH01
2024-11-28