READY2LOAN LTD

⚰️Wound downdissolved
08087011 · ltd · incorporated 2012-05-29
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
56/100
Worth a look
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 56/100 (worth a look), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
56/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
55
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2016-07-19
    📄
    gazette-dissolved-compulsory
    gazette · GAZ2
  2. 2016-07-19
    🏁
    Company dissolved
  3. 2016-05-03
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  4. 2015-06-28
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  5. 2015-02-28
    📄
    accounts-with-made-up-date
    accounts · AA
  6. 2014-09-24
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  7. 2014-09-23
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  8. 2014-09-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2014-09-23
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  10. 2014-02-28
    📄
    accounts-with-made-up-date
    accounts · AA
  11. 2014-01-01
    GOVER, Thomas Anthony resigned
    director
  12. 2013-06-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  13. 2012-05-29
    🏢
    Company incorporated
    As READY2LOAN LTD
  14. 2012-05-29
    SYMONS, Mark Andrew appointed
    director
  15. 2012-05-29
    GOVER, Thomas Anthony appointed
    director
  16. 2012-05-29
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

58/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2016-07-19

🔒Co-director network graph

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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusdissolved
Typeltd
Incorporated2012-05-29
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

9 Rhinefield Close
Eastleigh
Hampshire
SO50 8PA

Filing status

Accounts
Next due:
Last made up to: 2014-05-31
Confirmation statement
Next due:
Last:

Officers (0 active · 1 resigned)

SYMONS, Mark Andrew
director · ~38y · appointed 2012-05-29
View their other companies + combined net worth →
Active
GOVER, Thomas Anthony
director · ~39y · appointed 2012-05-29 · resigned 2014-01-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (11 total)

gazette-dissolved-compulsory
gazette · GAZ2
2016-07-19
gazette-notice-compulsory
gazette · GAZ1
2016-05-03
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-06-28
accounts-with-made-up-date
accounts · AA
2015-02-28
gazette-filings-brought-up-to-date
gazette · DISS40
2014-09-24
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-09-23
termination-director-company-with-name-termination-date
officers · TM01
2014-09-23
gazette-notice-compulsory
gazette · GAZ1
2014-09-23
accounts-with-made-up-date
accounts · AA
2014-02-28
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2013-06-26
incorporation-company
incorporation · NEWINC
2012-05-29