CARDIFF YOUNG MEN'S CHRISTIAN ASSOCIATION

🌳Matureactive

08151495 · private-limited-guarant-nsc-limited-exemption · incorporated 2012-07-20

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

69/100

Strong

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What this business does

Primary activity: Activities of other membership organisations n.e.c.

Sector: Other service activities

Investor take

Pursue

Active trading company. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

3 live charges · oldest 0.4y

30/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Newest facility, 0.4 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (56/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

28 officers (8 active, 28 linked, 26 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

82 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

69/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 3 mortgage

Counts from Companies House filing history.

Corporate timeline (75 events)Click to expand

2026-02-09
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-02
🔒
Charge registered #3
Lender: Unity Trust Bank PLC
2026-02-02
🔒
Charge registered #2
Lender: Unity Trust Bank PLC
2026-02-02
🔒
Charge registered #1
Lender: Unity Trust Bank PLC
2025-12-28
📄
accounts-with-accounts-type-full
accounts · AA
2025-11-18
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-18
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-14
➖
WILLIAMS, Manon Haf resigned
director
2025-09-09
➖
AJAYI-OBANEW, Olubumni resigned
director
2025-06-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-03-31
➖
JOYCE, David resigned
director
2025-03-31
➖
POWELL, Elaine Edna resigned
director
2025-03-18
➕
ARNOLD, Zachary Jacob appointed
director
2025-03-18
➕
DODOO, Helen Susannah appointed
director
2025-03-18
➕
WILLIAMS, Manon Haf appointed
director
2024-12-23
📄
accounts-with-accounts-type-full
accounts · AA
2024-11-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-11-12
➕
FARAH, Abdi appointed
director
2024-09-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-25
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2024-09-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-09-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-09-24
📄
gazette-notice-compulsory
gazette · GAZ1
2024-03-19
➕
JOHNSON, Anisah appointed
director
2024-03-19
➕
WOOLEY, Rebecca appointed
director
2024-03-19
➖
BELL, Arkle Leslie resigned
director
2024-03-19
➖
REES, Mia resigned
director
2024-01-23
➕
GREEN, Joanne appointed
director
2023-12-16
📄
accounts-with-accounts-type-full
accounts · AA
2023-11-14
➕
AJAYI-OBANEW, Olubumni appointed
director
2022-06-26
➖
KEEN JONES, Sara Nerys resigned
director
2022-06-15
➖
GARROD, Marion Frances resigned
director
2022-05-23
➖
MAUND, Andrew resigned
director
2022-03-31
➖
O'BRIEN, Martin resigned
director
2021-11-23
➖
MEAD, William Harry resigned
director
2020-10-21
➖
MCARDLE, John Martin resigned
director
2020-10-21
➖
RICHARDSON, Phil resigned
director
2020-06-02
➕
KEEN JONES, Sara Nerys appointed
director
2020-06-02
➕
MEAD, William Harry appointed
director
2020-05-12
➕
O'BRIEN, Martin appointed
director

Showing most recent 50 of 75 events

Owner dependency

40/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.

Succession & seller-readiness

43/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: AJAYI-OBANEW, Olubumni resigned 2025-09-09; WILLIAMS, Manon Haf resigned 2025-10-14

3 new charges in last 12 months

medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-02-02: A registered charge; 2026-02-02: A registered charge; 2026-02-02: A registered charge

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mrs Elaine Edna Powell Individual · British · DOB 07/1954 · age 72	—	—	sig. influencesignificant influence	01/05/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2012-07-20

Jurisdictionwales

Primary SIC94990 — Activities of other membership organisations n.e.c.

Registered office

Cardiff Ymca The Walk

Roath

Cardiff

CF24 3AG

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-07-20

Last: 2025-07-06