A. T. GRIFFITH LIMITED

🌳Matureactive
08183714 · ltd · incorporated 2012-08-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 90-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 90). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

7 live charges · 6 lenders · oldest 13.5y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 13.5 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
5 officers (5 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-01-05
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-07-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2024-11-18
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2024-07-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2024-07-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-07-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-11-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2022-10-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2021-10-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2021-01-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2020-03-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2019-08-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2018-08-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2017-07-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2017-02-22
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  16. 2017-01-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2013-01-01
    ➕
    AIKEN, Hannah Mary Talbot, Dr appointed
    director
  18. 2013-01-01
    🔒
    Charge registered #7
    Lender: Rbc Dexia Investor Services Trust and Certain Other Persons or Bodies (As Further Defined on Form MG01)
  19. 2013-01-01
    🔒
    Charge registered #6
    Lender: Lloyd’S, and Certain Other Persons or Bodies (As Further Defined on Form MG01)
  20. 2013-01-01
    🔒
    Charge registered #5
    Lender: Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
  21. 2013-01-01
    🔒
    Charge registered #4
    Lender: Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
  22. 2013-01-01
    🔒
    Charge registered #3
    Lender: Lloyd’S, the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on Form MG01)
  23. 2013-01-01
    🔒
    Charge registered #2
    Lender: Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
  24. 2013-01-01
    🔒
    Charge registered #1
    Lender: The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01)
  25. 2012-08-17
    🏢
    Company incorporated
    As A. T. GRIFFITH LIMITED
  26. 2012-08-17
    ➕
    ARGENTA SECRETARIAT LIMITED appointed
    corporate-secretary
  27. 2012-08-17
    ➕
    GRIFFITH, George Thomas Talbot appointed
    director
  28. 2012-08-17
    ➕
    GRIFFITHS, Andrew Talbot appointed
    director
  29. 2012-08-17
    ➕
    VICOS, Louisa Margery Talbot appointed
    director

Owner dependency

70/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "GRIFFITH" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 90 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 90 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
7 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Andrew Talbot Griffith
Individual · British · DOB 02/1936 · age 90
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-08-17
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

5th Floor 70 Gracechurch Street
London
EC3V 0XL
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-18
Last: 2025-07-04

Officers (5 active · 0 resigned)

ARGENTA SECRETARIAT LIMITED→
corporate-secretary · appointed 2012-08-17
View their other companies + combined net worth →
Active
AIKEN, Hannah Mary Talbot, Dr→
director · ~47y · appointed 2013-01-01
View their other companies + combined net worth →
Active
GRIFFITH, George Thomas Talbot→
director · ~58y · appointed 2012-08-17
View their other companies + combined net worth →
Active
GRIFFITHS, Andrew Talbot→
director · ~90y · appointed 2012-08-17
View their other companies + combined net worth →
Active
VICOS, Louisa Margery Talbot→
director · ~57y · appointed 2012-08-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
7
Outstanding
6
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Rbc Dexia Investor Services Trust and Certain Other Persons or Bodies (As Further Defined on Form MG01)
Lloyd’s canadian trust deed dated 25 may 2001 (the trust deed)1 property01/01/2013—
outstanding
Lloyd’S, and Certain Other Persons or Bodies (As Further Defined on Form MG01)
Amendment and restatement lloyd’s american instrument 1995 (general business for corporate members) (the 1995 american instrument (corporate members)) dated 31 july 1995 and amended on 28 december 2001, 1 april 2001, 1 august 2001, 13 february 2002, 27 september 2007 and 24 march 20091 property01/01/2013—
outstanding
Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
Lloyd’s asia (singapore policies) instrument 2002 (general business of all underwriting members) (the singapore policies instrument) dated 13 february 20021 property01/01/2013—
outstanding
Lloyd’S and Certain Other Persons or Bodies (As Further Defined on the Form MG01)
Lloyd’s asia (offshore policies) instrument 2002 (general business of all underwriting members) (the offshore policies instrument) dated 13 february 20021 property01/01/2013—
outstanding
Lloyd’S, the Regulating Trustee and Certain Other Persons or Bodies (As Further Defined on Form MG01)
Lloyd’s premium trust deed (general business) (the trust deed)1 property01/01/2013—
outstanding
Lloyd's, the Trustees, the Beneficiaries and the Other Persons or Bodies (As Further Defined on Form MG01)
Deposit trust deed (gen) (10)2 properties01/01/2013—
outstanding
The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01)
Membership agreement between the society incorporated by lloyd's act 1871 by the name of lloyd's (the society) and the company (the agreement)1 property01/01/2013—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (43 total)

accounts-with-accounts-type-full
accounts · AA
2026-01-05
change-person-director-company-with-change-date
officers · CH01
2025-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
accounts-with-accounts-type-full
accounts · AA
2024-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-04
change-person-director-company-with-change-date
officers · CH01
2024-07-04
change-person-director-company-with-change-date
officers · CH01
2024-07-04
change-person-director-company-with-change-date
officers · CH01
2024-07-04
accounts-with-accounts-type-full
accounts · AA
2023-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-30
accounts-with-accounts-type-full
accounts · AA
2022-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-25
accounts-with-accounts-type-full
accounts · AA
2021-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-24
accounts-with-accounts-type-full
accounts · AA
2021-01-13