E & M RIVERA LIMITED
🌳Matureactive
08197730 · ltd · incorporated 2012-08-31
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Wholesale of other food, including fish, crustaceans and molluscs
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 78-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (68/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 13.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Average employees | 600 | 700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-07-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-29📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-04-23🔓Charge satisfied #1
- 2020-04-20📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2019-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-01-24🔒Charge registered #1Lender: Rbs Invoice Finance Limited
- 2012-08-31🏢Company incorporatedAs E & M RIVERA LIMITED
- 2012-08-31➕GONZALEZ, Emilio Rivera appointeddirector
- 2012-08-31➕MACKENZIE, Miguel Angel Rivera appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Emilio Rivera Gonzalez Individual · Spanish · DOB 05/1948 · age 78 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mr Miguel Angel Rivera Mackenzie Individual · British · DOB 02/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · HG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALDOUS EMEA LTD→ 11385357 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BELZONA UK LTD→ 00592654 · est 1957 · no financials extracted | — | — | — | — | 68y | — | — |
| CAPITAL CREST GLOBAL LTD→ 17081129 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CARAVEL FOODS (UK) LTD→ 15223977 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CASTLE KITCHENS LIMITED→ 17041631 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CRESSON LIMITED→ 13902424 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| D. HINDS & CO LIMITED→ 04161647 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| DALESMAN TRACTORS LIMITED→ 07286171 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| DIVORCE FORCE LIMITED→ 13821735 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| DOGS DIRECT UK TICKETS LTD→ 16171476 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DUET CUSTOM LIMITED→ 07404482 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| EARTHLY AURA LTD→ 15214361 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-08-31
Jurisdictionengland-wales
Primary SIC46380 — Wholesale of other food, including fish, crustaceans and molluscs
Registered office
31 Boroughbridge Road
Knaresborough
HG5 0LY
England
Filing status
Accounts
Next due: 2026-07-28
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-08
Last: 2025-09-24
Officers (2 active · 0 resigned)
GONZALEZ, Emilio Rivera→
Activedirector · ~78y · appointed 2012-08-31
View their other companies + combined net worth →
MACKENZIE, Miguel Angel Rivera→
Activedirector · ~48y · appointed 2012-08-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | NatWest Group Rbs Invoice Finance Limited | All assets debenture | 1 property | 24/01/2013 | 23/04/2020 |
Recent filings (41 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-21
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-10-22
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-26
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-07-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-27
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-07-29
change-person-director-company-with-change-date
officers · CH01
2022-01-07
change-person-director-company-with-change-date
officers · CH01
2022-01-07
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-01-07
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-27