AMZ CATERING LIMITED
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -69% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 13.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 13.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £66.0k | £88.4k |
| Current assets | £12.1k | £18.9k |
| Cash | £4.1k | £13.4k |
| Debtors | £4.1k | £1.4k |
| Net assets | £12.1k | £3.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (22 events)Click to expand
- 2026-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-03-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-07📄change-person-director-company-with-change-dateofficers · CH01
- 2019-03-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-03-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-08-30➕PHAGURA, Surinder Singh appointeddirector
- 2016-08-30➖PHAGURA, Amardeep Singh resigneddirector
- 2012-12-10🔒Charge registered #2Lender: Barclays Bank PLC
- 2012-10-10🔒Charge registered #1Lender: Barclays Bank PLC
- 2012-09-11🏢Company incorporatedAs AMZ CATERING LIMITED
- 2012-09-11➕PHAGURA, Amardeep Singh appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Surinder Singh Phagura Individual · British · DOB 10/1960 · age 66 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 01/09/2017 |
Mrs Parminder Phagura Individual · British · DOB 05/1961 · age 65 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Surinder Singh Phaguraceased 31/08/2017· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 10/12/2012 | — | |
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 10/10/2012 | — |