THE CHESTERFORD GROUP LIMITED
🌳Matureactive
08231023 · ltd · incorporated 2012-09-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 74-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 13.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 5 with DOB)
81
Ownership & PSC
2 active PSC(s) of 5 total, 5 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | — | £3.56M |
| Current assets | — | £1.17M |
| Cash | — | £33.8k |
| Debtors | — | £1.14M |
| Net assets | — | £3.56M |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-groupaccounts · AA
- 2025-11-14📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-11-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-27📄accounts-with-accounts-type-groupaccounts · AA
- 2024-04-20📄resolutionresolution · RESOLUTIONS
- 2024-03-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-15📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-11📄accounts-with-accounts-type-groupaccounts · AA
- 2023-02-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-06-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-06-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-06-01📄change-person-director-company-with-change-dateofficers · CH01
- 2022-06-01📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-06-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-05-31➕WALLMAN, Steve John appointedsecretary
- 2022-05-31➖LAWES, John resignedsecretary
- 2022-05-31➖LAWES, John Paul Frederick resigneddirector
- 2022-05-19📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-01📄accounts-with-accounts-type-groupaccounts · AA
- 2022-02-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-03-30➕LAWES, John appointedsecretary
- 2020-03-30➕LAWES, John Paul Frederick appointeddirector
- 2020-03-27➖FULCHER, Emma Louise resignedsecretary
- 2020-03-27➖FULCHER, Emma-Louise Louise resigneddirector
- 2015-01-12➕FULCHER, Emma-Louise Louise appointeddirector
- 2014-12-09🔒Charge registered #2Lender: Hsbc Bank PLC
- 2014-06-18➕FULCHER, Emma Louise appointedsecretary
- 2014-06-18➖LIPSCOMBE, James Scott resignedsecretary
- 2014-04-01➕GOODGAME, Paul John appointeddirector
- 2012-12-13🔒Charge registered #1Lender: Hsbc Bank PLC
- 2012-09-27🏢Company incorporatedAs THE CHESTERFORD GROUP LIMITED
- 2012-09-27➕LIPSCOMBE, Hugh Robert appointeddirector
- 2012-09-27➕LIPSCOMBE, James Scott appointeddirector
- 2012-09-27➕LIPSCOMBE, James Scott appointedsecretary
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Hugh Robert Lipscombe Individual · British · DOB 01/1952 · age 74 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 06/04/2016 |
Mr James Scott Lipscombe Individual · British · DOB 12/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · trust interest | 06/04/2016 |
3 historic (ceased) PSCs
- Mr Keith Charles Bouttellceased 28/02/2022· 25-50% shares · 25-50% voting
- Mr Brian Peter Homentceased 28/02/2022· 25-50% shares · 25-50% voting · trust interest
- Mr Hugh Robert Lipscombeceased 06/04/2016· 25-50% shares · 25-50% voting · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 MADEIRA ROAD MANAGEMENT LIMITED→ 08958990 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 11 PALMEIRA AVENUE RTM COMPANY LIMITED→ 12419413 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 13L HOLDINGS LIMITED→ 16144219 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 141 PALL MALL LIMITED→ 08112963 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 143 CHESTERFIELD AVENUE RTM COMPANY LIMITED→ 11388486 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 15 ALBION ROAD RTM COMPANY LTD→ 08929453 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 15 BURDETT AVENUE FREEHOLD LIMITED→ 14847169 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 15 ELDERTON ROAD RTM COMPANY LIMITED→ 14567622 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 15 THE HIGH STREET MANAGEMENT LTD→ 11031405 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 155 & 157 STORNOWAY ROAD (SOUTHEND-ON-SEA) MANAGEMENT COMPANY LIMITED→ 11322901 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 16 ARGYLL ROAD FREEHOLD COMPANY LIMITED→ 14372006 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 16 MARINE PARADE LIMITED→ 07358712 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-09-27
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Unit 5 Kierbeck Business Park
Vange
Basildon
SS16 4SW
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-02
Last: 2025-09-18
Officers (4 active · 5 resigned)
WALLMAN, Steve John→
Activesecretary · appointed 2022-05-31
View their other companies + combined net worth →
GOODGAME, Paul John→
Activedirector · ~51y · appointed 2014-04-01
View their other companies + combined net worth →
LIPSCOMBE, Hugh Robert→
Activedirector · ~74y · appointed 2012-09-27
View their other companies + combined net worth →
LIPSCOMBE, James Scott→
Activedirector · ~46y · appointed 2012-09-27
View their other companies + combined net worth →
FULCHER, Emma Louise→
Resignedsecretary · appointed 2014-06-18 · resigned 2020-03-27
LAWES, John→
Resignedsecretary · appointed 2020-03-30 · resigned 2022-05-31
LIPSCOMBE, James Scott→
Resignedsecretary · appointed 2012-09-27 · resigned 2014-06-18
FULCHER, Emma-Louise Louise→
Resigneddirector · ~49y · appointed 2015-01-12 · resigned 2020-03-27
LAWES, John Paul Frederick→
Resigneddirector · ~57y · appointed 2020-03-30 · resigned 2022-05-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 09/12/2014 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 13/12/2012 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (75 total)
accounts-with-accounts-type-group
accounts · AA
2025-12-19
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-11-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-23
accounts-with-accounts-type-group
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-19
resolution
resolution · RESOLUTIONS
2024-04-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-15
change-person-director-company-with-change-date
officers · CH01
2024-02-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-18
accounts-with-accounts-type-group
accounts · AA
2023-08-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-02-13