A C M ESTATES LTD
💤Zombieactive
08266250 · ltd · incorporated 2012-10-24
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£1.77M
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
23 live charges · 8 lenders · oldest 12.8y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.8 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 1 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £1,772,924
Cash draining
Cash down 70% YoY
Cash YoY
-70%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£7k
↓ 70% YoY
Net Worth
£1.8m
↑ 7.2% YoY
Current Assets
£78k
↑ 20% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £4.09M | £4.13M |
| Current assets | £77.8k | £64.6k |
| Cash | £7.5k | £24.5k |
| Debtors | £70.3k | £40.1k |
| Net assets | £1.77M | £1.65M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (61 events)Click to expand
- 2025-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-14🔒Charge registered #23Lender: Fleet Mortgages Limited
- 2024-10-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-13📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-01-10📄gazette-notice-compulsorygazette · GAZ1
- 2022-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-03-03🔒Charge registered #22Lender: Fleet Mortgages Limited
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-03🔓Charge satisfied #18
- 2020-02-03🔓Charge satisfied #16
- 2020-02-03🔓Charge satisfied #15
- 2020-02-03🔓Charge satisfied #14
- 2020-02-03🔓Charge satisfied #12
- 2020-02-03🔓Charge satisfied #11
- 2020-02-03🔓Charge satisfied #10
- 2020-02-03🔓Charge satisfied #9
- 2020-02-03🔓Charge satisfied #8
- 2020-02-03🔓Charge satisfied #6
- 2020-02-03🔓Charge satisfied #5
- 2020-02-03🔓Charge satisfied #4
- 2020-02-03🔓Charge satisfied #3
- 2020-02-03🔓Charge satisfied #2
- 2020-02-03🔓Charge satisfied #1
- 2016-12-09🔒Charge registered #21Lender: Onesavings Bank PLC
- 2016-03-09🔒Charge registered #20Lender: Shawbrook Bank Limited
- 2015-12-11🔒Charge registered #19Lender: Shawbrook Bank Limited
- 2015-11-18🔒Charge registered #18Lender: Shawbrook Bank Limited
- 2015-08-21🔒Charge registered #17Lender: Shawbrook Bank Limited
- 2015-05-15🔒Charge registered #16Lender: Bridgebank Capital Investment Management Limited
- 2015-05-15🔒Charge registered #15Lender: Bridgebank Capital Investment Managment Limited
- 2015-04-22🔒Charge registered #14Lender: Lloyds Bank PLC
- 2015-02-24🔒Charge registered #13Lender: Shawbrook Bank Limited
- 2014-11-28🔒Charge registered #12Lender: Shawbrook Bank Limited
- 2014-09-22🔒Charge registered #11Lender: Bridgebank Capital Investment Management Limited
- 2014-09-22🔒Charge registered #10Lender: Bridgebank Capital Investment Management Limited
- 2014-09-01➕OBRIEN, Kate Elizabeth appointedsecretary
- 2014-04-25🔒Charge registered #9Lender: Real Bridging Finance LTD
Showing most recent 50 of 61 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
58/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam Mitty Individual · British · DOB 07/1988 · age 38 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · L postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & B DEVELOPMENTS WEST LANCASHIRE LTD→ 15648434 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A&B DEVELOPMENTS (UK) LIMITED→ 04480149 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| A2B LETTINGS LTD→ 16690755 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A3C PREMIER LTD→ 15699980 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AA PROPERTIES 25 LTD→ 16232418 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AAA INVESTMENT GROUP LTD→ 13030890 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AAA PROPERTIES NORTH WEST LIMITED→ 10413584 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AAF ONE PROPERTIES LTD→ 11919141 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABDI PROPERTIES LIMITED→ 12737377 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABERCROMBY GROUP LTD→ 16442189 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABIRON PROPERTY INVESTMENT LTD→ 15746373 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABO HASSAN PROPERTIES LTD→ 16316080 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-10-24
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
93-95 Mount Pleasant
Liverpool
L3 5TB
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-12
Last: 2025-09-28
Officers (3 active · 0 resigned)
Active
OBRIEN, Kate Elizabeth→
Activesecretary · appointed 2014-09-01
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
8
Outstanding
3
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 14/02/2025 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 03/03/2020 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 09/12/2016 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 09/03/2016 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 11/12/2015 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 18/11/2015 | 03/02/2020 | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 21/08/2015 | — | |
| satisfied | Bridgebank Capital Investment Management Bridgebank Capital Investment Management Limited | A registered charge | 2 properties | 15/05/2015 | 03/02/2020 | |
| satisfied | Bridgebank Capital Investment Managment Bridgebank Capital Investment Managment Limited | A registered charge | 2 properties | 15/05/2015 | 03/02/2020 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/04/2015 | 03/02/2020 | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 24/02/2015 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 28/11/2014 | 03/02/2020 | |
| satisfied | Bridgebank Capital Investment Management Bridgebank Capital Investment Management Limited | A registered charge | 3 properties | 22/09/2014 | 03/02/2020 | |
| satisfied | Bridgebank Capital Investment Management Bridgebank Capital Investment Management Limited | A registered charge | 3 properties | 22/09/2014 | 03/02/2020 | |
| satisfied | Real Bridging Finance Real Bridging Finance LTD | A registered charge | 2 properties | 25/04/2014 | 03/02/2020 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 14/03/2014 | 03/02/2020 | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 17/01/2014 | — | |
| satisfied | Bridging Finance Bridging Finance Limited | A registered charge | 1 property | 05/09/2013 | 03/02/2020 | |
| satisfied | Real Bridging Finance Real Bridging Finance LTD | A registered charge | 1 property | 05/09/2013 | 03/02/2020 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/09/2013 | 03/02/2020 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/09/2013 | 03/02/2020 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/09/2013 | 03/02/2020 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/09/2013 | 03/02/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (72 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-31
gazette-filings-brought-up-to-date
gazette · DISS40
2023-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
gazette-notice-compulsory
gazette · GAZ1
2023-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-16