44 BENEFIT SOLUTIONS LIMITED
🌳Matureactive
08272027 · ltd · incorporated 2012-10-29
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
Why now
Window steady · low confidence
Asset base steady — strong defensive profile, no urgency cue.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | — | £789.6k |
| Current assets | — | £893.5k |
| Cash | — | £223.0k |
| Debtors | — | £670.5k |
| Net assets | — | £750.7k |
| Average employees | 5 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-19➖CLARK, Steven James resigneddirector
- 2025-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-30➕ST PIER, Katie appointeddirector
- 2024-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-27📄capital-allotment-sharescapital · SH01
- 2019-03-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-18📄resolutionresolution · RESOLUTIONS
- 2019-02-18📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2019-01-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-01-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-01-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2016-09-30➕NOBLE, Robert Paul appointeddirector
- 2013-04-04➖LUCAS, John Paul resigneddirector
- 2013-01-15➕LUCAS, John Paul appointeddirector
- 2012-10-29🏢Company incorporatedAs 44 BENEFIT SOLUTIONS LIMITED
- 2012-10-29➕CLARK, Steven James appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Paul Noble Individual · British · DOB 02/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Susan Noble Individual · British · DOB 11/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr Steven James Clarkceased 10/01/2019· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BROOM CONSULTANTS EOT LIMITED→ 14667877 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BURBO LTD→ 16009038 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CHESTERFIELD FINANCE LIMITED→ 14444288 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CLARKY LIMITED→ 16830356 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CMMB LTD→ 07936299 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| COLNE INVESTMENT MANAGEMENT LTD→ 08977318 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| COMPLETE FINANCIAL SOLUTIONS LIMITED→ 05078179 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| COOKE LIMITED→ 10534057 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| COTTER MORTGAGES LTD→ 14509420 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| COUNTY MORTGAGE SERVICES LIMITED→ 09406164 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| COURTLANDS FINANCE LIMITED→ 16271836 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| COVERMY LTD→ 07757031 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-10-29
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Create Business Hub 5 Rayleigh Road
Hutton
Brentwood
Essex
CM13 1AB
England
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-05-18
Last: 2026-05-04
Officers (2 active · 2 resigned)
NOBLE, Robert Paul→
Activedirector · ~60y · appointed 2016-09-30
View their other companies + combined net worth →
ST PIER, Katie→
Activedirector · ~42y · appointed 2025-01-30
View their other companies + combined net worth →
CLARK, Steven James→
Resigneddirector · ~62y · appointed 2012-10-29 · resigned 2025-11-19
LUCAS, John Paul→
Resigneddirector · ~74y · appointed 2013-01-15 · resigned 2013-04-04
Click a director name to see their full track record across all companies.
Recent filings (47 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-27
termination-director-company-with-name-termination-date
officers · TM01
2025-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-20
appoint-person-director-company-with-name-date
officers · AP01
2025-02-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-18