CARTWRIGHT FINANCIAL SOLUTIONS LTD

🌳Matureactive

08327237 · ltd · incorporated 2012-12-11

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jul 2025

Net worth

—

book net assets

Opportunity

76/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other activities auxiliary to insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

10 officers (3 active, 10 linked, 10 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

4 connected companies via shared directors

Filing history

63 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-07-31	2024-07-31
Average employees	2000	1800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 resolution

Last 90 days

filings

• 3 capital
• 2 resolution
• 1 confirmation-statement

Last 180 days

filings

• 3 capital
• 2 resolution
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (36 events)Click to expand

2026-06-17
📄
resolution
resolution · RESOLUTIONS
2026-05-22
📄
capital-name-of-class-of-shares
capital · SH08
2026-05-14
📄
capital-alter-shares-subdivision
capital · SH02
2026-04-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-19
📄
capital-name-of-class-of-shares
capital · SH08
2026-04-19
📄
memorandum-articles
incorporation · MA
2026-04-19
📄
resolution
resolution · RESOLUTIONS
2025-04-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-14
✏️
certificate-change-of-name-company
change-of-name · CERTNM
2024-04-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-15
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-08-15
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-08-15
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-04-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-04-18
➕
GRIST, Antony John appointed
director
2018-01-16
➕
ROBERTS, Samuel Joseph appointed
director
2018-01-11
➖
KELSH, Gavin James resigned
director
2018-01-11
➖
PARSONS, Adrienne Lynn resigned
director
2018-01-11
➖
SWALLOW, Sandra Kemish resigned
director
2013-12-19
➕
PEARCE, Robin Philip appointed
director
2013-12-19
➖
NOBLE, Robert Paul resigned
director
2013-12-19
➕
PARSONS, Adrienne Lynn appointed
director
2013-11-19
➕
KELSH, Gavin James appointed
director
2013-11-19
➕
SWALLOW, Sandra Kemish appointed
director
2013-08-01
➖
CARTWRIGHT, Ian Stanley resigned
director
2013-05-01
➕
NOBLE, Robert Paul appointed
director
2013-03-28
➕
CARTWRIGHT, Ian Stanley appointed
director
2013-03-28
➖
SYSON, Keith Gordon resigned
director
2013-03-28
➖
WADDELL, James Richard Alastair resigned
director
2012-12-11
🏢
Company incorporated
As CARTWRIGHT FINANCIAL SOLUTIONS LTD
2012-12-11
➕
SYSON, Keith Gordon appointed
director
2012-12-11
➕
WADDELL, James Richard Alastair appointed
director

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

63/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 13 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Name changed recently

medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-11-14: certificate-change-of-name-company

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mrs Eileen Cartwright Individual · British · DOB 11/1954 · age 72	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	14/05/2022
Mr Ian Stanley Cartwright Individual · British · DOB 04/1957 · age 69	—	—	sig. influencesignificant influence	14/05/2022

1 historic (ceased) PSC

Cartwright Benefit Consultants Ltdceased 14/05/2022· 75-100% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · GU postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BORGONON & CO LTD→ 05998255 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
BROADWATER ACQUISITIONS 2 LIMITED→ 10671250 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
BROYD INVESTMENTS LTD→ 12418220 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
CAPITAL ADVISORY PARTNERS LIMITED→ 05694364 · est 2006 · no financials extracted	—	—	—	—	20y	—	—
CARDAENEA LIMITED→ 11053777 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
CASTLE GREEN ASSOCIATES LIMITED→ 05058568 · est 2004 · no financials extracted	—	—	—	—	22y	—	—
CASTLE PHILLIPS FINANCE COMPANY LIMITED→ 01011009 · est 1971 · no financials extracted	—	—	—	—	54y	—	—
CATHCART FINANCIAL PLANNING LIMITED→ 10601573 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
CAVENDISH WILLS & TRUSTS LIMITED→ 06242778 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
CBN LONDON LTD→ 12402904 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
CDL MORTGAGES LIMITED→ 16275266 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
CFH CAPITAL (UK) LIMITED→ 13185795 · est 2021 · no financials extracted	—	—	—	—	5y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2012-12-11

Jurisdictionengland-wales

Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

250 Fowler Avenue

Farnborough

GU14 7JP

England

Filing status

Accounts

Next due: 2027-04-30

Last made up to: 2025-07-31

Confirmation statement

Next due: 2027-05-06

Last: 2026-04-22

Officers (3 active · 7 resigned)

GRIST, Antony John→

director · ~65y · appointed 2018-04-18

View their other companies + combined net worth →

Active

PEARCE, Robin Philip→

director · ~66y · appointed 2013-12-19

View their other companies + combined net worth →

Active

ROBERTS, Samuel Joseph→

director · ~49y · appointed 2018-01-16

View their other companies + combined net worth →

Active

CARTWRIGHT, Ian Stanley→

director · ~69y · appointed 2013-03-28 · resigned 2013-08-01

Resigned

KELSH, Gavin James→

director · ~60y · appointed 2013-11-19 · resigned 2018-01-11

Resigned

NOBLE, Robert Paul→

director · ~60y · appointed 2013-05-01 · resigned 2013-12-19

Resigned

PARSONS, Adrienne Lynn→

director · ~68y · appointed 2013-12-19 · resigned 2018-01-11

Resigned

SWALLOW, Sandra Kemish→

director · ~64y · appointed 2013-11-19 · resigned 2018-01-11

Resigned

SYSON, Keith Gordon→

director · ~59y · appointed 2012-12-11 · resigned 2013-03-28

Resigned

WADDELL, James Richard Alastair→

director · ~54y · appointed 2012-12-11 · resigned 2013-03-28

Resigned

Click a director name to see their full track record across all companies.

Recent filings (63 total)

resolution

resolution · RESOLUTIONS

2026-06-17

capital-name-of-class-of-shares

capital · SH08

2026-05-22

confirmation-statement-with-updates

confirmation-statement · CS01

2026-05-14

capital-alter-shares-subdivision

capital · SH02

2026-05-14

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-04-28

capital-name-of-class-of-shares

capital · SH08

2026-04-19

memorandum-articles

incorporation · MA

2026-04-19

resolution

resolution · RESOLUTIONS

2026-04-19

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-04-23

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-04-22

certificate-change-of-name-company

change-of-name · CERTNM

2024-11-14

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-04-22

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-04-22

confirmation-statement-with-updates

confirmation-statement · CS01

2023-05-01

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-04-14