3 POINT CONSTRUCTION LIMITED
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 11.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2026-01-31 | 2025-01-31 |
|---|---|---|
| Total assets | £657.2k | £852.5k |
| Current assets | £457.6k | £623.8k |
| Net assets | £655.9k | £848.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 2 persons-with-significant-control
- • 2 officers
- • 1 accounts
Corporate timeline (20 events)Click to expand
- 2026-03-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-23➕ARMSTRONG, Janet Lesley appointeddirector
- 2025-10-23➖ARMSTRONG, Mark Antony resigneddirector
- 2025-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-06-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-05-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-05-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-04-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-07-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-06-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-06-16📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-07-01🔒Charge registered #1Lender: Lloyds Bank Commercial Finance Limited
- 2013-01-14🏢Company incorporatedAs 3 POINT CONSTRUCTION LIMITED
- 2013-01-14➕ARMSTRONG, Mark Antony appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Janet Lesley Armstrong Individual · English · DOB 01/1957 · age 69 | — | — | sig. influencesignificant influence | 23/10/2025 |
1 historic (ceased) PSC
- Mr Mark Antony Armstrongceased 23/10/2025· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| A1 BUILDING CONTRACTORS LTD→ 13931870 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
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| AA ROOFING (LINCOLN) LIMITED→ 16983930 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank Commercial Finance Limited | A registered charge | — | 01/07/2014 | — |