ANN FINANCE LTD
🌳Matureactive
08408854 · ltd · incorporated 2013-02-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
PursueActive trading company with a 76-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 300 | 800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-08-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-08-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-06-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-06-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-06-08➕MUIZELAAR, Darren Graham appointeddirector
- 2020-05-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-09📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-03-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-09-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2013-02-19🏢Company incorporatedAs ANN FINANCE LTD
- 2013-02-19➕MUIZELAAR, Ann appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 76 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Darren Graham Muizelaar Individual · British · DOB 12/1972 · age 54 | — | — | sig. influencesignificant influence | 01/01/2020 |
1 historic (ceased) PSC
- Mrs Ann Muizelaarceased 08/06/2020· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 87KJ CAPITAL LIMITED→ 14781673 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADM INVESTMENT GROUP LTD→ 12590796 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AHP INVESTMENTS LIMITED→ 13471459 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AJC CONSULTANTS LIMITED→ 05499872 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ALISON GREGORY WEALTH MANAGEMENT LIMITED→ 09088812 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALPINE ACCIDENT CLAIMS LIMITED→ 05120517 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ALSTOM UK VP PENSION TRUSTEE LIMITED→ 09051041 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AMBERLEY CAPITAL LIMITED→ 12452783 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AMS DERBYSHIRE LTD→ 11845897 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AMZA CORPORATION LIMITED→ 02940055 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ANDREW PARKIN LIMITED→ 04866407 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| APERTA FINANCE LIMITED→ 16867573 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-02-19
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.
Registered office
31 The Fox Hollies
Shirland
Alfreton
Derbyshire
DE55 6NA
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-25
Last: 2025-06-11
Officers (2 active · 0 resigned)
MUIZELAAR, Ann→
Activedirector · ~76y · appointed 2013-02-19
View their other companies + combined net worth →
MUIZELAAR, Darren Graham→
Activedirector · ~54y · appointed 2020-06-08
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (34 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-09-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-08-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-08-03
confirmation-statement-with-updates
confirmation-statement · CS01
2020-06-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-06-11