C M YOUNG FINANCIAL SERVICES LIMITED

💤Zombieactive
08417221 · ltd · incorporated 2013-02-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£192
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £192

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£192
↑ 78% YoY
Current Assets
£18k
↓ 27% YoY
Current Liabilities
—
£0£5k£10k£15k£19k£24kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-28
Total assets£4.9k£11.6k
Current assets£17.9k£24.4k
Net assets£192£108

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
  1. 2025-08-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-08-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-07-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-09-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-10-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-10-30
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2019-10-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2019-10-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2019-09-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-04-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-05-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-06-24
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-02-29
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-10-08
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2013-02-25
    🏢
    Company incorporated
    As C M YOUNG FINANCIAL SERVICES LIMITED
  17. 2013-02-25
    ➕
    YOUNG, Christopher Mark appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "YOUNG" — strong identity link between founder and business.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.
  • +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Christopher Mark Young
Individual · British · DOB 08/1966 · age 60
75–100%
—75-100% shares25/02/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · ST postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ACCELERATE FINANCIAL SOLUTIONS LTD→
15706564 · est 2024 · no financials extracted
————1y——
AJRB LTD→
12236968 · est 2019 · no financials extracted
————6y——
AL CLAIMS VALIDATION SERVICES LTD→
14143932 · est 2022 · no financials extracted
————3y——
ALVESTOKE FINANCE LIMITED→
08443392 · est 2013 · no financials extracted
————13y——
BELLAZENHEALTH LTD→
16938160 · est 2025 · no financials extracted
———————
BH FINANCE LTD→
11747139 · est 2019 · no financials extracted
————7y——
BH HOLDINGS (STOKE ON TRENT) LIMITED→
09203236 · est 2014 · no financials extracted
————11y——
BRIAN MELLOR FINANCIAL SERVICES LIMITED→
07495677 · est 2011 · no financials extracted
————15y——
BROCTON IMAGING LIMITED→
09999730 · est 2016 · no financials extracted
————10y——
BROKER ZONE LTD→
16626306 · est 2025 · no financials extracted
———————
C.C. INSURANCE SERVICES LTD.→
02393713 · est 1989 · no financials extracted
————36y——
CAMPBELL & ADAMS INVESTMENTS LIMITED→
16832676 · est 2025 · no financials extracted
———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-02-25
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

6 The Grange
Hyde Lea
Stafford
ST18 9BF
England

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-07
Last: 2026-01-24

Officers (1 active · 0 resigned)

YOUNG, Christopher Mark→
director · ~60y · appointed 2013-02-25
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (29 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-31
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-10-30
change-person-director-company-with-change-date
officers · CH01
2019-10-30