BACARD HOLDINGS LIMITED
🌳Matureactive
08455039 · ltd · incorporated 2013-03-21
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£35.16M
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 70-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 57/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 12.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
23 connected companies via shared directors
90
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £35,155,554
Key financials
2 years extracted from filed iXBRL accountsCash
£557k
Net Worth
£35m
Current Assets
£22m
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Total assets | £38.07M | — |
| Current assets | £21.94M | — |
| Cash | £557.1k | — |
| Debtors | £21.39M | — |
| Net assets | £35.16M | — |
| Average employees | — | 2400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2026-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-18📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2023-12-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-30➖TAYLOR, Lynsey resigneddirector
- 2023-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-03🔒Charge registered #4Lender: Rothschild & Co Wealth Management UK Limited (As Security Agent)
- 2023-01-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-16➕TAYLOR, Lynsey appointeddirector
- 2022-12-31➖GODDARD, Anthony William resigneddirector
- 2022-07-27📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-14🔒Charge registered #3Lender: The Trustees of the Kenneth Scowcroft 1987 Grandchildren's Settlement
- 2018-11-02🔒Charge registered #2Lender: Rothschild & Co Wealth Management UK Limited (As Security Agent)
- 2017-03-10➕MCINTYRE, Neil Stuart appointeddirector
- 2015-08-01➕MCINTYRE, Neil Stuart appointedsecretary
- 2015-08-01➖ATKINSON, John Arthur resignedsecretary
- 2015-06-22➖GODDARD, Evlyn Jane resigneddirector
- 2015-02-01➕DALLIMORE, Geoffrey appointeddirector
- 2014-11-03➖HOPE, Margaret Mary resigneddirector
- 2014-05-20🔒Charge registered #1Lender: Rothschild Trust (Schweiz) Ag and Rtb Trustees Ag
- 2013-04-18➕ATKINSON, John Arthur appointedsecretary
- 2013-04-18➕GODDARD, Anthony William appointeddirector
- 2013-04-18➕GODDARD, Evlyn Jane appointeddirector
- 2013-04-18➕HOPE, Margaret Mary appointeddirector
- 2013-03-21🏢Company incorporatedAs BACARD HOLDINGS LIMITED
- 2013-03-21➕SCOWCROFT, Brian Kenneth appointeddirector
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Brian Kenneth Scowcroft Individual · British · DOB 01/1956 · age 70 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AMCAT(UK) LTD→ 08683790 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
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| ATACK PROPERTIES LIMITED→ 12617251 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AVEEVA INVESTMENTS LIMITED→ 11877769 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AVISTA LAKELAND PROPERTIES LIMITED→ 14986683 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| B., A. & J. WATSON LTD→ 12218056 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BA & LW PROPERTIES LTD→ 14124273 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BABEL SERVICES LTD→ 16530175 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BAILIFF PROPERTIES LTD→ 12557868 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BANDIT HOLDINGS LIMITED→ 14424448 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BARR & SONS LIMITED→ 12577247 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BARTON LIMITED→ 01884501 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-21
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
The Marketing Suite Baron Way
Kingmoor Business Park
Carlisle
CA6 4SJ
England
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21
Officers (4 active · 5 resigned)
MCINTYRE, Neil Stuart→
Activesecretary · appointed 2015-08-01
View their other companies + combined net worth →
DALLIMORE, Geoffrey→
Activedirector · ~60y · appointed 2015-02-01
View their other companies + combined net worth →
MCINTYRE, Neil Stuart→
Activedirector · ~45y · appointed 2017-03-10
View their other companies + combined net worth →
SCOWCROFT, Brian Kenneth→
Activedirector · ~70y · appointed 2013-03-21
View their other companies + combined net worth →
ATKINSON, John Arthur→
Resignedsecretary · appointed 2013-04-18 · resigned 2015-08-01
GODDARD, Anthony William→
Resigneddirector · ~76y · appointed 2013-04-18 · resigned 2022-12-31
GODDARD, Evlyn Jane→
Resigneddirector · ~65y · appointed 2013-04-18 · resigned 2015-06-22
HOPE, Margaret Mary→
Resigneddirector · ~69y · appointed 2013-04-18 · resigned 2014-11-03
TAYLOR, Lynsey→
Resigneddirector · ~51y · appointed 2023-01-16 · resigned 2023-11-30
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Rothschild & Co Wealth Management UK (As Security Agent) Rothschild & Co Wealth Management UK Limited (As Security Agent) | A registered charge | — | 03/02/2023 | — | |
| outstanding | The Trustees of the Kenneth Scowcroft 1987 Grandchildren's Settlement | A registered charge | — | 14/09/2020 | — | |
| outstanding | Rothschild & Co Wealth Management UK (As Security Agent) Rothschild & Co Wealth Management UK Limited (As Security Agent) | A registered charge | — | 02/11/2018 | — | |
| outstanding | Rothschild Trust (Schweiz) Ag and Rtb Trustees Ag | A registered charge | 3 properties | 20/05/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (63 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-02
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-21
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-03-18
termination-director-company-with-name-termination-date
officers · TM01
2023-12-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-22
change-person-director-company-with-change-date
officers · CH01
2023-03-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-22
change-person-director-company-with-change-date
officers · CH01
2023-03-21
change-person-director-company-with-change-date
officers · CH01
2023-03-21
change-person-director-company-with-change-date
officers · CH01
2023-03-21