ASD FINANCE LTD
💤Zombieactive
08464567 · ltd · incorporated 2013-03-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£319.5k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 12.6y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £319,462
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£319k
↑ 19% YoY
Current Assets
£691k
↓ 1.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.03M | £1.08M |
| Current assets | £691.4k | £701.6k |
| Net assets | £319.5k | £268.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-12-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-06📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-11-17📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-06-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-12-12📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-05-29📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-12-20🔒Charge registered #1Lender: Yorkshire Building Society (Trading as Norwich & Peterborough Building Society)
- 2013-03-27🏢Company incorporatedAs ASD FINANCE LTD
- 2013-03-27➕DUNLOP, Alan Stuart appointeddirector
Owner dependency
95/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Stuart Dunlop Individual · British · DOB 09/1960 · age 66 | — | — | board controlsig. influenceboard control · significant influence · firm interest | 01/06/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · DA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANCIENT GENUS LTD→ 16509911 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANTHONY JONES (U.K.) LIMITED→ 01784409 · est 1984 · no financials extracted | — | — | — | — | 42y | — | — |
| AROSSURANCE LTD→ 15913929 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARYA TRADING LIMITED→ 13840168 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ASGHAR FINANCE HOUSE LIMITED→ 12150666 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BD OUTSOURCE LIMITED→ 10578303 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BELLEGROVE INDEPENDENT FINANCIAL ADVISERS LTD.→ 03761767 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| BHISOB FINANCE & MORTGAGES LTD→ 15584047 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BLACK FINANCIAL SERVICES LIMITED→ 08929956 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BLUE ARROW PROPERTY INVESTMENT LTD→ 15065510 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BLUE CAPITAL INCOME LIMITED→ 15902760 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLUE SKY INTERNATIONAL FINANCE LIMITED→ 14838749 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-27
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
7 Warwick Close
Bexley
Kent
DA5 3NL
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-17
Last: 2025-08-03
Officers (1 active · 0 resigned)
DUNLOP, Alan Stuart→
Activedirector · ~66y · appointed 2013-03-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Yorkshire Building Society (Trading as Norwich & Peterborough Building Society) | A registered charge | 1 property | 20/12/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-22
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-15
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-03
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-13