CHAS 2013 LIMITED
- · Oldest live charge 3.4y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 3.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.4 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (62 events)Click to expand
- 2025-09-25📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-14📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-05-01➕JAMES, Sam appointedsecretary
- 2025-04-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-04-12➖VISTRA COSEC LIMITED resignedcorporate-secretary
- 2025-03-13➕JACKSON, Timothy David appointeddirector
- 2025-03-13➖MCKINNON, Ian Alistair Ellis resigneddirector
- 2025-03-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-17🔓Charge satisfied #1
- 2025-01-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-10-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-17📄accounts-with-accounts-type-fullaccounts · AA
- 2023-11-21📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-08-16📄accounts-amended-with-accounts-type-fullaccounts · AAMD
- 2023-08-08📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-28🔒Charge registered #2Lender: Lloyds Bank PLC
- 2023-06-13📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2023-03-03➕VISTRA COSEC LIMITED appointedcorporate-secretary
- 2023-03-03📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2023-01-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-25🔒Charge registered #1Lender: Golub Capital Markets Llc as Security Trustee for Itself and the Other Secured Parties
- 2023-01-18📄resolutionresolution · RESOLUTIONS
- 2023-01-18📄memorandum-articlesincorporation · MA
- 2023-01-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-01-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-05➕LANE, Hite Colby appointeddirector
- 2023-01-05➖BAILEY, Carol Elaine, Ms. resigneddirector
- 2023-01-05➖BRUNT, Michael Arthur, Councillor resigneddirector
- 2023-01-05➖HEPWORTH, Peter Hamby, Mr. resigneddirector
- 2023-01-05➖LAKHANI, Bindi resigneddirector
- 2023-01-05➖MCSHERRY, Jane Elizabeth resigneddirector
- 2023-01-05➖MORGAN, John, Mr. resigneddirector
- 2023-01-05➖SINGH, Kamaljit Kaur resigneddirector
- 2022-10-14➕MCSHERRY, Jane Elizabeth appointeddirector
- 2022-10-12➖KERSHAW, Roger Jonathan, Mr. resigneddirector
- 2022-07-27➕KERSHAW, Roger Jonathan, Mr. appointeddirector
- 2022-07-26➖JAMES, Cathryn Elizabeth resigneddirector
- 2022-07-25➕BRUNT, Michael Arthur, Councillor appointeddirector
- 2022-06-30➖LEE, Christopher John resigneddirector
- 2021-12-01➕JAMES, Cathryn Elizabeth appointeddirector
- 2021-12-01➖STEEVENS, Nick Paul, Mr. resigneddirector
- 2021-01-22➕LAKHANI, Bindi appointeddirector
- 2020-09-01➕SINGH, Kamaljit Kaur appointeddirector
- 2020-07-01➕BAILEY, Carol Elaine, Ms. appointeddirector
- 2020-07-01➕HEPWORTH, Peter Hamby, Mr. appointeddirector
- 2020-07-01➕STEEVENS, Nick Paul, Mr. appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanGroup structure
Chaplin Acquisitions Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Chaplin Acquisitions Uk Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 05/01/2023 |
1 historic (ceased) PSC
- London Borough Of Mertonceased 05/01/2023· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 17 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 28/06/2023 | — | |
| satisfied | Golub Capital Markets as Security Trustee for Itself and the Other Secured Parties Golub Capital Markets Llc as Security Trustee for Itself and the Other Secured Parties | A registered charge | — | 25/01/2023 | 17/01/2025 |