AAA PROP LIMITED
🌳Matureactive
08489357 · ltd · incorporated 2013-04-15
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£601.7k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Renting and operating of Housing Association real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 79-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (68/100, director aged 79). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · oldest 11.9y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £601,746
Cash YoY
+47%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£34k
↑ 47% YoY
Net Worth
£602k
↑ 11% YoY
Current Assets
£35k
↑ 42% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £1.29M | £1.28M |
| Current assets | £34.8k | £24.4k |
| Cash | £33.5k | £22.8k |
| Debtors | £1.3k | £1.6k |
| Net assets | £601.7k | £543.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-30📄capital-allotment-sharescapital · SH01
- 2022-03-30📄capital-allotment-sharescapital · SH01
- 2022-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-12-10📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-11-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2015-11-23🔒Charge registered #5Lender: Lloyds Bank PLC
- 2015-08-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-11-19🔒Charge registered #4Lender: Lloyds Bank PLC
- 2014-09-18🔒Charge registered #3Lender: Lloyds Bank PLC
- 2014-09-18🔒Charge registered #2Lender: Lloyds Bank PLC
- 2014-09-12🔒Charge registered #1Lender: Lloyds Bank PLC
- 2014-07-25➕GUPTA, Usha, Dr (Mrs) appointeddirector
- 2013-04-15🏢Company incorporatedAs AAA PROP LIMITED
- 2013-04-15➕GUPTA, Ravindra Kumar, Dr appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Ravindra Kumar Gupta Individual · British · DOB 06/1947 · age 79 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/05/2016 |
Dr (Mrs) Usha Gupta Individual · British · DOB 03/1948 · age 78 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · RM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3 ISLES ESTATES LTD→ 16501388 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 5M HOUSING SOLUTIONS LTD→ 15278771 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 79 RD LIMITED→ 14607506 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 8MOVES PROPERTIES LTD→ 14591685 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A&A PROJECTS LIMITED→ 13385284 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A2ZHOUSES LTD→ 17011906 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A4 ASSETS PROPERTIES LIMITED→ 13951384 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AA ELITE LIMITED→ 16101409 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AA RESIDENTIALS LTD→ 14764804 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AA23 PROPERTY LIMITED→ 16179476 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AAA PROPERTY INC LTD→ 13101986 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AAA UK PROPERTIES LTD→ 12010785 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-04-15
Jurisdictionengland-wales
Primary SIC68201 — Renting and operating of Housing Association real estate
Registered office
Riverside House
1-5 Como Street
Romford
Essex
RM7 7DN
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-08-13
Last: 2025-07-30
Officers (2 active · 0 resigned)
GUPTA, Ravindra Kumar, Dr→
Activedirector · ~79y · appointed 2013-04-15
View their other companies + combined net worth →
GUPTA, Usha, Dr (Mrs)→
Activedirector · ~78y · appointed 2014-07-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 23/11/2015 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 19/11/2014 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 18/09/2014 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 18/09/2014 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 12/09/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-11
capital-allotment-shares
capital · SH01
2022-03-30
capital-allotment-shares
capital · SH01
2022-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-19
confirmation-statement-with-updates
confirmation-statement · CS01
2020-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-17