ACH PROPERTIES LIMITED
🌳Matureactive
08526621 · ltd · incorporated 2013-05-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£1.07M
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · oldest 12.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £1,067,572
Cash YoY
+61%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£140k
↑ 61% YoY
Net Worth
£1.1m
↑ 3.6% YoY
Current Assets
£142k
↑ 27% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £2.82M | £2.79M |
| Current assets | £142.2k | £111.8k |
| Cash | £139.6k | £86.5k |
| Debtors | £2.6k | £25.2k |
| Net assets | £1.07M | £1.03M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-21📄legacymiscellaneous · RPCH01
- 2025-01-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-10📄capital-allotment-sharescapital · SH01
- 2019-09-09📄mortgage-charge-part-both-with-charge-numbermortgage · MR05
- 2019-09-09📄mortgage-charge-part-both-with-charge-numbermortgage · MR05
- 2019-05-23📄capital-allotment-sharescapital · SH01
- 2019-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-05-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-04-30➖HARDING, Howard Geoffrey resigneddirector
- 2018-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-04-16🔒Charge registered #3Lender: Paragon Mortgages (2010) Limited
- 2013-08-30🔒Charge registered #2Lender: Paragon Mortgages (2010) Limited
- 2013-08-30🔒Charge registered #1Lender: Paragon Mortgages (2010) Limited
- 2013-05-13🏢Company incorporatedAs ACH PROPERTIES LIMITED
- 2013-05-13➕CAWTHORNE, Alan John appointeddirector
- 2013-05-13➕GOODMAN, Christopher James appointeddirector
- 2013-05-13➕HARDING, Howard Geoffrey appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan John Cawthorne Individual · British · DOB 07/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Christopher James Goodman Individual · British · DOB 01/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr Howard Geoffrey Hardingceased 30/04/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 14 RAMSHILL ROAD (MANAGEMENT) LIMITED→ 09691377 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 4WALLS PROPERTY YORK LTD→ 16218993 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AARIZ MAHIMI CAPITAL LIMITED→ 16835878 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBEYFIELD THIRSK & SOWERBY SOCIETY LIMITED (THE)→ 00953566 · est 1969 · no financials extracted | — | — | — | — | 56y | — | — |
| ABBEYFIELD YORK SOCIETY LIMITED(THE)→ 00721891 · est 1962 · no financials extracted | — | — | — | — | 63y | — | — |
| ABBOTS MEWS APARTMENTS LTD→ 15745769 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACTION PROPERTY PERSONNEL LIMITED→ 07087160 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ACTIVE PROPERTY DEVELOPMENTS LIMITED→ 10898648 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADA INVEST LTD→ 16243782 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADAM BENNETT LTD→ 10257253 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADAMS & CO PROPERTY HOLDINGS LTD→ 14366861 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADAMSKI BROS. PROPERTY LTD→ 17048751 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-05-13
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Elmwood York Road
Kirk Hammerton
York
North Yorkshire
YO26 8DH
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-03-30
Last: 2026-03-16
Officers (2 active · 1 resigned)
CAWTHORNE, Alan John→
Activedirector · ~58y · appointed 2013-05-13
View their other companies + combined net worth →
GOODMAN, Christopher James→
Activedirector · ~57y · appointed 2013-05-13
View their other companies + combined net worth →
HARDING, Howard Geoffrey→
Resigneddirector · ~70y · appointed 2013-05-13 · resigned 2019-04-30
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Mortgages (2010) Limited | A registered charge | 1 property | 16/04/2015 | — | |
| outstanding | Paragon Paragon Mortgages (2010) Limited | A registered charge | 1 property | 30/08/2013 | — | |
| outstanding | Paragon Paragon Mortgages (2010) Limited | A registered charge | 1 property | 30/08/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
legacy
miscellaneous · RPCH01
2025-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2020-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-14