BROADLAND FINANCIAL LIMITED

🌳Matureactive
08576912 · ltd · incorporated 2013-06-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65300Pension funding
Investor take
Pursue
Active trading company with a 81-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 81). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Average employees100100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-01-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-08-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-08-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-08-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-07-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-06-20
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  7. 2022-07-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-07-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-12-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2019-05-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2018-04-23
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2018-03-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2017-06-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2016-06-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2016-04-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2015-06-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2013-06-20
    🏢
    Company incorporated
    As BROADLAND FINANCIAL LIMITED
  18. 2013-06-20
    ➕
    GILVEY, Sarah Margaret appointed
    secretary
  19. 2013-06-20
    ➕
    GILVEY, Martin John appointed
    director
  20. 2013-06-20
    ➕
    GILVEY, Simon John appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 81 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Martin John Gilvey
Individual · English · DOB 12/1945 · age 81
25–50%
25–50%25-50% shares · 25-50% voting20/06/2017
1 historic (ceased) PSC
  • Mr Simon John Gilveyceased 30/06/2022· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2013-06-20
Jurisdictionengland-wales
Primary SIC65110 — Life insurance

Registered office

38 High Street
Watton
Norfolk
IP25 6AE
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-04
Last: 2025-06-20

Officers (3 active · 0 resigned)

GILVEY, Sarah Margaret→
secretary · appointed 2013-06-20
View their other companies + combined net worth →
Active
GILVEY, Martin John→
director · ~81y · appointed 2013-06-20
View their other companies + combined net worth →
Active
GILVEY, Simon John→
director · ~49y · appointed 2013-06-20
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (31 total)

change-person-director-company-with-change-date
officers · CH01
2026-01-13
change-person-director-company-with-change-date
officers · CH01
2025-08-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-20
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-21
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-28
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-22