AMBER FOX LIMITED
🌳Matureactive
08588873 · ltd · incorporated 2013-06-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.61M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company with a 80-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 70/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
7 live charges · oldest 11.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,613,319
Net assets shrinking
Down £23,171 YoY
Cash YoY
+13%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£64k
↑ 13% YoY
Net Worth
£1.6m
↓ 1.4% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.82M | £1.84M |
| Cash | £64.0k | £56.6k |
| Net assets | £1.61M | £1.64M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-10-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-07-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-07-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-07-11📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2024-12-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-14✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-01-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-12-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-12-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-12🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2018-10-02📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-07-17📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2017-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-06-26🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2017-05-02🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2017-04-05🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2017-03-03🔓Charge satisfied #3
- 2017-03-03🔓Charge satisfied #2
- 2017-03-03🔓Charge satisfied #1
- 2016-03-09🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2014-09-24🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2014-09-11🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2013-06-28🏢Company incorporatedAs AMBER FOX LIMITED
- 2013-06-28➕BROWN, Emma Victoria appointeddirector
- 2013-06-28➕BROWN, Eric appointeddirector
- 2013-06-28➕BROWN, Tarran Ormson appointeddirector
- 2013-06-28➕SPRUCE, Richard John appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Emma Victoria Brown Individual · British · DOB 11/1977 · age 49 | 25–50% | — | 25-50% shares | 01/10/2021 |
Mr Richard John Spruce Individual · British · DOB 10/1977 · age 49 | 25–50% | — | 25-50% shares | 01/10/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · SY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A P SMITH BUILDING AND BRICKWORK LTD→ 14947206 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A PENROSE AND SONS LIMITED→ 13773650 · est 2021 | — | — | — | 200 | 4y | — | — |
| A R DONALDSON LTD→ 11135304 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A.P.S ERECTION LIMITED→ 06808138 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ADZE-TECH LIMITED→ 03016637 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AEDION LIMITED→ 12504275 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AIE CONSTRUCTION LTD→ 12115573 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AJK ELECTRICAL LIMITED→ 09196176 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANDREW BARRETT (PLUMBING & HEATING) LTD→ 04880918 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ANDREW HOTCHKISS ELECTRICAL LTD→ 09649352 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANDREW HUGHES CARPENTRY LTD→ 11313384 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ANDREW JUKES & SONS LIMITED→ 04397635 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-06-28
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
Oak Farm Barn
Heatherson Green Lane
Bickley
Cheshire
SY14 8EJ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-12
Last: 2025-06-28
Officers (4 active · 0 resigned)
BROWN, Emma Victoria→
Activedirector · ~49y · appointed 2013-06-28
View their other companies + combined net worth →
Active
BROWN, Tarran Ormson→
Activedirector · ~79y · appointed 2013-06-28
View their other companies + combined net worth →
SPRUCE, Richard John→
Activedirector · ~49y · appointed 2013-06-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
4
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 12/12/2018 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 26/06/2017 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 02/05/2017 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 05/04/2017 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 09/03/2016 | 03/03/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 24/09/2014 | 03/03/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 11/09/2014 | 03/03/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (41 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-11
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-07-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-14
certificate-change-of-name-company
change-of-name · CERTNM
2022-12-14
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-01-04