AFFINITY GLOBAL LIMITED
💤Zombieactive
08620398 · ltd · incorporated 2013-07-23
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£-4.9k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £4,917
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£5k
↑ 56% YoY
Current Assets
£47k
↑ 17% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £22.8k | £17.2k |
| Current assets | £46.6k | £39.8k |
| Net assets | £-4.9k | £-11.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-04-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-20➖MOHAMED MOWSOOP, Mohamed Lafeer resigneddirector
- 2024-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-06➕KAREEM ILIAS, Najeela Hasmin appointeddirector
- 2024-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-04📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-05-03📄gazette-notice-compulsorygazette · GAZ1
- 2021-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-04-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-04-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-04-10➖KAREEM ILIAS, Mohideen Fareena resigneddirector
- 2021-04-10➕MOHAMED MOWSOOP, Mohamed Lafeer appointeddirector
- 2021-03-09➖KAREEM, Ilias resigneddirector
- 2021-03-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-03-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-10➕KAREEM ILIAS, Mohideen Fareena appointeddirector
- 2013-07-23🏢Company incorporatedAs AFFINITY GLOBAL LIMITED
- 2013-07-23➕KAREEM, Ilias appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Najeela Hasmin Kareem Ilias Individual · British · DOB 08/1997 · age 29 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/10/2024 |
2 historic (ceased) PSCs
- Mrs Mohideen Fareena Kareem Iliasceased 06/10/2024· 75-100% shares · 75-100% voting · board control
- Mr Ilias Kareemceased 10/02/2021· 75-100% shares · 75-100% voting · board control · significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A.I.S.N LIMITED→ 05227800 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ADW FINANCIAL SOLUTIONS LIMITED→ 10775750 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AFFINITY GROUP FINANCIAL SERVICES LIMITED→ 13240229 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AFINACORP LIMITED→ 02034662 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| AGUAS VIVAS LTD→ 16260360 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AHISMO LTD→ 16062554 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AHK ASSETS LTD→ 16959185 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AIDENPRO LIMITED→ 08494234 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AJ ACTUARIAL SERVICES LTD→ 10505652 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AJ ESTATES HOLDINGS LTD→ 16601231 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJ HOME SOLUTIONS LTD→ 10969034 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-07-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
231 Northolt Road
Harrow
Middlesex
HA2 8HN
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-02-24
Last: 2026-02-10
Officers (1 active · 3 resigned)
KAREEM ILIAS, Najeela Hasmin→
Activedirector · ~29y · appointed 2024-10-06
View their other companies + combined net worth →
KAREEM, Ilias→
Resigneddirector · ~60y · appointed 2013-07-23 · resigned 2021-03-09
KAREEM ILIAS, Mohideen Fareena→
Resigneddirector · ~53y · appointed 2021-02-10 · resigned 2021-04-10
MOHAMED MOWSOOP, Mohamed Lafeer→
Resigneddirector · ~51y · appointed 2021-04-10 · resigned 2024-11-20
Click a director name to see their full track record across all companies.
Recent filings (42 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-04-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
termination-director-company-with-name-termination-date
officers · TM01
2024-12-04
appoint-person-director-company-with-name-date
officers · AP01
2024-10-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-31