21159C LIMITED
🌳Matureactive
08704513 · ltd · incorporated 2013-09-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65120Non-life insurance
- 65201Life reinsurance
- 65202Non-life reinsurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 12.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 3 with DOB)
79
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-08-13📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-11📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-11📄accounts-with-accounts-type-fullaccounts · AA
- 2022-10-01📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-01-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-04📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-01-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-04📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2022-01-04📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2022-01-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-01➕FIDENTIA NOMINEES LIMITED appointedcorporate-secretary
- 2022-01-01➕FIDENTIA TRUSTEES LIMITED appointedcorporate-director
- 2022-01-01➖HAMPDEN LEGAL PLC resignedcorporate-secretary
- 2022-01-01➖EVANS, Jeremy Richard Holt resigneddirector
- 2022-01-01➖NOMINA PLC resignedcorporate-director
- 2021-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2020-12-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-12-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-12-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-11-19➕GAREL-JONES, Julian appointeddirector
- 2020-11-19➖ALFORD, Robert John resigneddirector
- 2020-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2013-12-19➕ALFORD, Robert John appointeddirector
- 2013-11-15🔒Charge registered #1Lender: The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01)
- 2013-09-24🏢Company incorporatedAs 21159C LIMITED
- 2013-09-24➕HAMPDEN LEGAL PLC appointedcorporate-secretary
- 2013-09-24➕EVANS, Jeremy Richard Holt appointeddirector
- 2013-09-24➕NOMINA PLC appointedcorporate-director
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Julian Garel-Jones Individual · British · DOB 09/1966 · age 60 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/11/2020 |
1 historic (ceased) PSC
- Robert John Alfordceased 19/11/2020· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALPHA BUSINESS FINANCE LTD→ 15221906 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANTHONY SUMMERFIELD LIMITED→ 09844849 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ARF LIFE AND HEALTH LTD→ 15880136 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARTEN DIGITAL LTD→ 15782261 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASEH FINANCIAL SERVICES LTD→ 12029262 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASK MORTGAGES LIMITED→ 04942335 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ASK SAM MORTGAGES LTD→ 16580144 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASSET X LTD→ 16641238 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASSURED FINANCIAL SOLUTIONS UK LTD→ 05077736 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| AUTONETIC INSURANCE & PENSIONS SERVICES (A.I.P.S.) LIMITED→ 01749454 · est 1983 · no financials extracted | — | — | — | — | 42y | — | — |
| AZDEG TRADING LTD→ 16888917 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BALANCE: WEALTH PLANNING LIMITED→ 08552799 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-09-24
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
3 Castlegate
Grantham
Lincolnshire
NG31 6SF
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-07
Last: 2026-02-21
Officers (3 active · 4 resigned)
FIDENTIA NOMINEES LIMITED→
Activecorporate-secretary · appointed 2022-01-01
View their other companies + combined net worth →
GAREL-JONES, Julian→
Activedirector · ~60y · appointed 2020-11-19
View their other companies + combined net worth →
FIDENTIA TRUSTEES LIMITED→
Activecorporate-director · appointed 2022-01-01
View their other companies + combined net worth →
HAMPDEN LEGAL PLC→
Resignedcorporate-secretary · appointed 2013-09-24 · resigned 2022-01-01
ALFORD, Robert John→
Resigneddirector · ~76y · appointed 2013-12-19 · resigned 2020-11-19
EVANS, Jeremy Richard Holt→
Resigneddirector · ~68y · appointed 2013-09-24 · resigned 2022-01-01
NOMINA PLC→
Resignedcorporate-director · appointed 2013-09-24 · resigned 2022-01-01
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Society, the Beneficiaries and Certain Other Persons or Bodies (As Further Defined on Form MG01) | A registered charge | — | 15/11/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-23
accounts-with-accounts-type-full
accounts · AA
2025-08-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-21
accounts-with-accounts-type-full
accounts · AA
2024-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-21
accounts-with-accounts-type-full
accounts · AA
2023-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-21
accounts-with-accounts-type-full
accounts · AA
2022-10-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-21
termination-director-company-with-name-termination-date
officers · TM01
2022-01-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-01-04
termination-director-company-with-name-termination-date
officers · TM01
2022-01-04
termination-secretary-company-with-name-termination-date
officers · TM02
2022-01-04
change-person-director-company-with-change-date
officers · CH01
2022-01-04
appoint-corporate-director-company-with-name-date
officers · AP02
2022-01-04