AD SMITH PROPERTIES LIMITED
🌳Matureactive
08737458 · ltd · incorporated 2013-10-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
3 live charges · oldest 12.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-07-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-26➕SMITH, Samuel Harry Luke appointeddirector
- 2021-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-19📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-01➕SMITH, Jacob David Christopher appointeddirector
- 2019-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-09-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-06🔒Charge registered #3Lender: Lloyds Bank PLC
- 2013-12-20🔒Charge registered #2Lender: Lloyds Bank PLC
- 2013-12-13🔒Charge registered #1Lender: Lloyds Bank PLC
- 2013-10-17🏢Company incorporatedAs AD SMITH PROPERTIES LIMITED
- 2013-10-17➕BRETTELL-SMITH, Nicola Louise appointeddirector
- 2013-10-17➕SMITH, Andrew David appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "SMITH" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
43/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Nicola Louise Brettell-Smith Individual · British · DOB 01/1974 · age 52 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Andrew David Smith Individual · British · DOB 01/1974 · age 52 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 7 BURCH ROAD MANAGEMENT COMPANY LIMITED→ 05187520 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AAO PROPERTY INVESTMENTS LTD→ 17004901 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AARVIK PROPERTY LIMITED→ 15920662 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABDO BERTAS LTD→ 10525735 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACADEMICS (PETERBOROUGH) MANAGEMENT COMPANY LIMITED→ 11426867 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADAPT PROPERTY MANAGEMENT LIMITED→ 12984414 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ADMIRE PROPERTIES LTD→ 10980749 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADRIAN DOWDING ESTATE AGENTS LIMITED→ 10774726 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AHG LETTING LTD→ 16344151 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AJ EDIN LTD→ 15006526 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AJC (WALKFORD) LTD→ 16486828 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AK INVENTORY PROPERTIES LTD→ 17012629 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-10-17
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Anfield House Gorley Nurseries
Ringwood Road
Fordingbridge
Hampshire
SP6 2EX
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-31
Last: 2025-10-17
Officers (4 active · 0 resigned)
BRETTELL-SMITH, Nicola Louise→
Activedirector · ~52y · appointed 2013-10-17
View their other companies + combined net worth →
SMITH, Andrew David→
Activedirector · ~52y · appointed 2013-10-17
View their other companies + combined net worth →
SMITH, Jacob David Christopher→
Activedirector · ~22y · appointed 2020-10-01
View their other companies + combined net worth →
SMITH, Samuel Harry Luke→
Activedirector · ~20y · appointed 2022-10-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 06/05/2016 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 20/12/2013 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 13/12/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-21
change-person-director-company-with-change-date
officers · CH01
2022-11-03
confirmation-statement-with-updates
confirmation-statement · CS01
2022-10-31
appoint-person-director-company-with-name-date
officers · AP01
2022-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-19
change-person-director-company-with-change-date
officers · CH01
2020-10-19