BE FINANCE LIMITED

💤Zombieactive
08766904 · ltd · incorporated 2013-11-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-01-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2024-04-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2023-07-03
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2022-10-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2021-11-02
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2020-12-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2020-05-28
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  8. 2020-05-28
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2020-04-06
    WILTON, Iain Robert appointed
    secretary
  10. 2020-04-01
    GOSCH, Cheryl resigned
    secretary
  11. 2019-12-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  12. 2019-12-05
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  13. 2019-10-06
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2019-08-12
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  15. 2019-08-12
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  16. 2019-08-07
    GOSCH, Cheryl appointed
    secretary
  17. 2019-07-12
    KANDOLA, Harjinder Kaur resigned
    secretary
  18. 2018-10-02
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  19. 2017-09-27
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  20. 2015-07-30
    ASH, Darron appointed
    director
  21. 2015-07-30
    CLOSE, Richard Howard resigned
    director
  22. 2014-03-31
    KANDOLA, Harjinder Kaur appointed
    secretary
  23. 2013-11-07
    🏢
    Company incorporated
    As BE FINANCE LIMITED
  24. 2013-11-07
    CLOSE, Richard Howard appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Briggs Equipment Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Briggs Equipment Uk Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
BE FINANCE LIMITED
This company · 08766904

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Briggs Equipment Uk Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · WS postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
2ND CITY FINANCE LTD
13055699 · est 2020 · no financials extracted
5y
42 WEALTH MANAGEMENT LTD
09873045 · est 2015 · no financials extracted
10y
A S R FINANCIAL LIMITED
14663101 · est 2023 · no financials extracted
3y
A T FINANCIAL SERVICES LTD
12628112 · est 2020 · no financials extracted
5y
ARMCHAIR ADVISER LTD
15852316 · est 2024 · no financials extracted
1y
ARQ FINANCIAL PLANNING LTD
17087763 · est 2026 · no financials extracted
ASHWOOD LAW WEALTH MANAGEMENT LIMITED
03540491 · est 1998 · no financials extracted
28y
BARRINGTON SECURITY ELITE LTD
16294621 · est 2025 · no financials extracted
1y
BEAR COTTAGE PROPERTIES LTD
15804969 · est 2024 · no financials extracted
1y
BEULAH LAND PROPERTIES LIMITED
12174389 · est 2019 · no financials extracted
6y
BLACK FLAG SOLUTIONS LTD
14286713 · est 2022 · no financials extracted
3y
BLACK MANOR LIMITED
07670717 · est 2011 · no financials extracted
14y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-11-07
Jurisdictionengland-wales
Primary SIC64910 — Financial leasing

Registered office

Orbital 7 Orbital Way
Cannock
Staffordshire
WS11 8XW

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-09
Last: 2025-10-26

Officers (2 active · 3 resigned)

WILTON, Iain Robert
secretary · appointed 2020-04-06
View their other companies + combined net worth →
Active
ASH, Darron
director · ~61y · appointed 2015-07-30
View their other companies + combined net worth →
Active
GOSCH, Cheryl
secretary · appointed 2019-08-07 · resigned 2020-04-01
Resigned
KANDOLA, Harjinder Kaur
secretary · appointed 2014-03-31 · resigned 2019-07-12
Resigned
CLOSE, Richard Howard
director · ~68y · appointed 2013-11-07 · resigned 2015-07-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (34 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-28
accounts-with-accounts-type-dormant
accounts · AA
2025-01-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-08
accounts-with-accounts-type-dormant
accounts · AA
2024-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-28
accounts-with-accounts-type-dormant
accounts · AA
2023-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-31
accounts-with-accounts-type-dormant
accounts · AA
2022-10-05
accounts-with-accounts-type-dormant
accounts · AA
2021-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-26
accounts-with-accounts-type-dormant
accounts · AA
2020-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-12
appoint-person-secretary-company-with-name-date
officers · AP03
2020-05-28
termination-secretary-company-with-name-termination-date
officers · TM02
2020-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-05