LJ & KEAT PROPERTIES LIMITED
Opportunity 69/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 14 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
20 live charges · 14 lenders · oldest 11.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.5 years old — likely at or near maturity.
- · 14 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (59 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-13🔒Charge registered #20Lender: Lendinvest Btl Limited
- 2023-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-12-01🔓Charge satisfied #8
- 2023-12-01🔓Charge satisfied #7
- 2023-12-01🔓Charge satisfied #4
- 2023-11-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-15🔒Charge registered #19Lender: The Mortgage Lender Limited
- 2023-11-15🔒Charge registered #18Lender: The Mortgage Lender Limited
- 2023-10-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-04🔓Charge satisfied #16
- 2023-10-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-29🔒Charge registered #17Lender: The Mortgage Lender Limited
- 2023-09-29🔒Charge registered #16Lender: Landbay Partners Limited
- 2023-09-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-09-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-09🔓Charge satisfied #1
- 2023-09-06🔒Charge registered #15Lender: Keystone Property Finance Limited
- 2023-08-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-18🔒Charge registered #14Lender: Together Commercial Finance Limited
- 2023-03-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-06🔓Charge satisfied #12
- 2022-09-06🔓Charge satisfied #10
- 2022-09-06🔓Charge satisfied #9
- 2022-09-06🔓Charge satisfied #6
- 2022-09-06🔓Charge satisfied #3
- 2022-09-06🔓Charge satisfied #5
- 2022-09-06🔓Charge satisfied #2
- 2022-03-31🔒Charge registered #13Lender: Trustees of the Lilly Pot Ssas
- 2020-06-26➖MITCHELL, Craig resigneddirector
- 2018-11-30🔒Charge registered #12Lender: The Bridging Group Limited
- 2018-08-29🔒Charge registered #11Lender: Charter Court Financial Services Limited T/a Precise Mortgages
- 2018-08-20🔒Charge registered #10Lender: Interbay Funding Limited
- 2018-08-20🔒Charge registered #9Lender: Interbay Funding Limited
- 2018-08-09➕MITCHELL, Craig appointeddirector
- 2017-11-30🔒Charge registered #8Lender: Shawbrook Bank Limited
- 2017-10-05🔒Charge registered #7Lender: Shawbrook Bank Limited
- 2017-09-07🔒Charge registered #6Lender: Shawbrook Bank Limited
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Martyn Paul Woolford Individual · British · DOB 10/1985 · age 41 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/03/2017 |
1 historic (ceased) PSC
- Mr Craig Mitchellceased 26/06/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 2ND LIFE PROJECT LTD→ 15805803 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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| AAE PROPERTIES (YORKSHIRE) LIMITED→ 11497347 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AARZZAAA PROPERTY INVESTMENTS LTD→ 13402233 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABC PROPERTIES HOLDING LTD→ 15671201 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 13/12/2023 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 15/11/2023 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 15/11/2023 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 29/09/2023 | — | |
| satisfied | Landbay Landbay Partners Limited | A registered charge | 1 property | 29/09/2023 | 04/10/2023 | |
| outstanding | Keystone Property Finance Keystone Property Finance Limited | A registered charge | 1 property | 06/09/2023 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 18/08/2023 | — | |
| outstanding | Trustees of the Lilly Pot Ssas | A registered charge | 1 property | 31/03/2022 | — | |
| satisfied | The Bridging Group The Bridging Group Limited | A registered charge | 1 property | 30/11/2018 | 06/09/2022 | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited T/a Precise Mortgages | A registered charge | 1 property | 29/08/2018 | — | |
| satisfied | InterBay Interbay Funding Limited | A registered charge | 2 properties | 20/08/2018 | 06/09/2022 | |
| satisfied | InterBay Interbay Funding Limited | A registered charge | 2 properties | 20/08/2018 | 06/09/2022 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 30/11/2017 | 01/12/2023 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/10/2017 | 01/12/2023 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 07/09/2017 | 06/09/2022 | |
| satisfied | Paratus Amc Paratus Amc Limited | A registered charge | 2 properties | 15/05/2017 | 01/12/2023 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 07/11/2016 | 06/09/2022 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 24/10/2016 | 06/09/2022 | |
| satisfied | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 18/07/2016 | 06/09/2022 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 19/11/2014 | 09/09/2023 |