9'ER FINANCIAL LIMITED
💤Zombieactive
08958183 · ltd · incorporated 2014-03-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-07-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-30📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-04-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-09-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-09-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-04-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-09-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-03-25🏢Company incorporatedAs 9'ER FINANCIAL LIMITED
- 2014-03-25➕NINER, Suki appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
58/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Suki Niner Individual · British · DOB 08/1975 · age 51 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| AEGEAN BLUE LTD→ 05323409 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| AJJ WILSON INVESTMENTS LIMITED→ 16972210 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALERT BAY INVESTMENT COMPANY→ 00294233 · est 1934 · no financials extracted | — | — | — | — | 91y | — | — |
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| AMBLER BLACKBURN FINANCIAL PLANNING LTD→ 09348569 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| APOLLOY (UK) LTD→ 14428443 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ASK INSURANCE SERVICES LIMITED→ 09308973 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ATKINSON FINANCIAL SERVICES LIMITED→ 12046322 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BF WEALTH MANAGEMENT LTD→ 14183429 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BF5 HOLDINGS LIMITED→ 16727111 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-03-25
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Dalton House
9 Dalton Square
Lancaster
Lancashire
LA1 1WD
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-03
Last: 2026-03-20
Officers (1 active · 0 resigned)
Active
Click a director name to see their full track record across all companies.
Recent filings (35 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-20
accounts-with-accounts-type-dormant
accounts · AA
2025-09-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-30
change-person-director-company-with-change-date
officers · CH01
2025-07-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-29
change-person-director-company-with-change-date
officers · CH01
2025-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-26
accounts-with-accounts-type-dormant
accounts · AA
2024-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-26
accounts-with-accounts-type-dormant
accounts · AA
2023-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-28