ANDORMAN (UK) LIMITED
🌳Matureactive
09023496 · ltd · incorporated 2014-05-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65120Non-life insurance
- 65201Life reinsurance
- 65202Non-life reinsurance
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 11.7y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 11.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
13 officers (6 active, 13 linked, 8 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2026-01-21📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31➖HAYES, Richard George resigneddirector
- 2025-10-04📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-11📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-08📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-13➕ARGYLE, Michael John appointeddirector
- 2024-09-13➕HAYES, Lucy Catherine appointeddirector
- 2024-09-13➕PAPE, Charlotte Joanna appointeddirector
- 2024-04-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-11📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2024-03-11📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2024-03-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-01-01➕FIDENTIA NOMINEES LIMITED appointedcorporate-secretary
- 2024-01-01➕FIDENTIA TRUSTEES LIMITED appointedcorporate-director
- 2024-01-01➖HAMPDEN LEGAL PLC resignedcorporate-secretary
- 2024-01-01➖TOTTMAN, Mark John resigneddirector
- 2024-01-01➖NOMINA PLC resignedcorporate-director
- 2023-09-18📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-31➖EVANS, Jeremy Richard Holt resigneddirector
- 2023-07-31➕TOTTMAN, Mark John appointeddirector
- 2023-07-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-30➕HAMPDEN LEGAL PLC appointedcorporate-secretary
- 2023-06-30➖NOMINA PLC resignedcorporate-secretary
- 2023-01-18➕HAYES, Thomas James appointeddirector
- 2023-01-18➕HAYES, Richard George appointeddirector
- 2023-01-18➖WOOD, Christopher Peter resigneddirector
- 2014-09-18🔒Charge registered #1Lender: Certain Other Persons
- 2014-05-02🏢Company incorporatedAs ANDORMAN (UK) LIMITED
- 2014-05-02➕NOMINA PLC appointedcorporate-secretary
- 2014-05-02➕EVANS, Jeremy Richard Holt appointeddirector
- 2014-05-02➕WOOD, Christopher Peter appointeddirector
- 2014-05-02➕NOMINA PLC appointedcorporate-director
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Richard George Hayes (Deceased) Individual · Irish · DOB 09/1948 · age 78 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/01/2023 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-05-02
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
3 Castlegate
Grantham
Lincolnshire
NG31 6SF
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17
Officers (6 active · 7 resigned)
FIDENTIA NOMINEES LIMITED→
Activecorporate-secretary · appointed 2024-01-01
View their other companies + combined net worth →
ARGYLE, Michael John→
Activedirector · ~65y · appointed 2024-09-13
View their other companies + combined net worth →
HAYES, Lucy Catherine→
Activedirector · ~50y · appointed 2024-09-13
View their other companies + combined net worth →
HAYES, Thomas James→
Activedirector · ~51y · appointed 2023-01-18
View their other companies + combined net worth →
PAPE, Charlotte Joanna→
Activedirector · ~46y · appointed 2024-09-13
View their other companies + combined net worth →
FIDENTIA TRUSTEES LIMITED→
Activecorporate-director · appointed 2024-01-01
View their other companies + combined net worth →
HAMPDEN LEGAL PLC→
Resignedcorporate-secretary · appointed 2023-06-30 · resigned 2024-01-01
NOMINA PLC→
Resignedcorporate-secretary · appointed 2014-05-02 · resigned 2023-06-30
EVANS, Jeremy Richard Holt→
Resigneddirector · ~68y · appointed 2014-05-02 · resigned 2023-07-31
HAYES, Richard George→
Resigneddirector · ~78y · appointed 2023-01-18 · resigned 2025-10-31
TOTTMAN, Mark John→
Resigneddirector · ~62y · appointed 2023-07-31 · resigned 2024-01-01
WOOD, Christopher Peter→
Resigneddirector · ~62y · appointed 2014-05-02 · resigned 2023-01-18
NOMINA PLC→
Resignedcorporate-director · appointed 2014-05-02 · resigned 2024-01-01
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Certain Other Persons / The Bodies / The Beneficiaries / Lloyds | A registered charge | — | 18/09/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (57 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-19
change-person-director-company-with-change-date
officers · CH01
2026-01-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-19
termination-director-company-with-name-termination-date
officers · TM01
2025-11-04
accounts-with-accounts-type-full
accounts · AA
2025-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-17
accounts-with-accounts-type-full
accounts · AA
2024-10-11
change-person-director-company-with-change-date
officers · CH01
2024-10-08
appoint-person-director-company-with-name-date
officers · AP01
2024-10-08
appoint-person-director-company-with-name-date
officers · AP01
2024-10-08
appoint-person-director-company-with-name-date
officers · AP01
2024-10-08
change-person-director-company-with-change-date
officers · CH01
2024-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-12
termination-director-company-with-name-termination-date
officers · TM01
2024-03-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-11