BRUNEL INDEPENDENT FINANCIAL PLANNERS LIMITED
🌳Matureactive
09046783 · ltd · incorporated 2014-05-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£259.8k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66190Other activities auxiliary to financial services, except insurance and pension funding
- 66290Other activities auxiliary to insurance and pension funding
Investor take
PursueAsset-holding vehicle with a 68-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £259,770
Net assets shrinking
Down £18,140 YoY
Cash YoY
+258%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£871
↑ 258% YoY
Net Worth
£260k
↓ 6.5% YoY
Current Assets
£258k
↓ 6.6% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £259.8k | £277.9k |
| Current assets | £257.8k | £275.9k |
| Cash | £871 | £243 |
| Debtors | £256.9k | £275.7k |
| Net assets | £259.8k | £277.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 90 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Last 180 days
6
filings
- • 3 officers
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-06-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-06-04📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-01✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-27➕BLACK, Iain Kerr appointeddirector
- 2021-04-27➕LANE, Russell Alan appointeddirector
- 2021-04-27➖JONES, Carol Lesley resignedsecretary
- 2021-04-27➖JONES, Carol Lesley resigneddirector
- 2021-04-27➖JONES, Thomas Joseph Christopher resigneddirector
- 2021-04-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-04-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-04-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-04-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-04-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-04-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-04-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2014-05-19🏢Company incorporatedAs BRUNEL INDEPENDENT FINANCIAL PLANNERS LIMITED
- 2014-05-19➕JONES, Carol Lesley appointedsecretary
- 2014-05-19➕JONES, Carol Lesley appointeddirector
- 2014-05-19➕JONES, Thomas Joseph Christopher appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-12-01: certificate-change-of-name-company
Group structure
Brunel Wealth Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Brunel Wealth Limited
Corporate parent · holds 75-100% shares
⬇
BRUNEL INDEPENDENT FINANCIAL PLANNERS LIMITED
This company · 09046783
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brunel Wealth Limited Corporate entity | 75–100% | — | 75-100% shares | 27/04/2021 |
2 historic (ceased) PSCs
- Mr Thomas Joseph Christopher Jonesceased 27/04/2021· 25-50% shares · 25-50% voting · board control
- Mrs Carol Lesley Jonesceased 27/04/2021· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BATH AND WEST FINANCE 8 LIMITED→ 13986266 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BERRYWELL NUTRITION LIMITED→ 14447570 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEST MORTGAGE ADVISER LTD→ 11347700 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BIRNBECK FINANCE LIMITED→ 01158939 · est 1974 · no financials extracted | — | — | — | — | 52y | — | — |
| BLACKSTABLE LIMITED→ 07472738 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BNS SERVICES LIMITED→ 06097668 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| BRIDGEWICK LIMITED→ 03313719 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| BRISTOL ROSE COMMERCIAL LIMITED→ 16457552 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BRUNEL PI BROKERS LTD→ 15237559 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CABOT TRUSTEES LIMITED→ 03184466 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| CAD CAMMISH LTD→ 07669601 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CALLUNA CAPITAL LTD→ 12958851 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-05-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
The Crescent
Temple Back
Bristol
BS1 6EZ
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-06-02
Last: 2026-05-19
Officers (2 active · 3 resigned)
BLACK, Iain Kerr→
Activedirector · ~68y · appointed 2021-04-27
View their other companies + combined net worth →
LANE, Russell Alan→
Activedirector · ~49y · appointed 2021-04-27
View their other companies + combined net worth →
JONES, Carol Lesley→
Resignedsecretary · appointed 2014-05-19 · resigned 2021-04-27
JONES, Carol Lesley→
Resigneddirector · ~67y · appointed 2014-05-19 · resigned 2021-04-27
JONES, Thomas Joseph Christopher→
Resigneddirector · ~67y · appointed 2014-05-19 · resigned 2021-04-27
Click a director name to see their full track record across all companies.
Recent filings (52 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-08
change-person-director-company-with-change-date
officers · CH01
2026-06-06
change-person-director-company-with-change-date
officers · CH01
2026-06-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-01-06
change-person-director-company-with-change-date
officers · CH01
2026-01-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-06
certificate-change-of-name-company
change-of-name · CERTNM
2025-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-23
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-24