BEST PROTECT ONLINE LTD

🌳Matureactive
09081048 · ltd · incorporated 2014-06-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
book net assets
Opportunity
65/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65120Non-life insurance
  • 66220Activities of insurance agents and brokers
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 65/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Average employees9800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • 3 officers
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-02-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-02-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-02-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2026-02-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-10-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2025-10-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2025-10-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2024-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-08-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-07-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2022-10-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2022-08-12
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  13. 2022-08-09
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  14. 2021-08-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2020-08-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2020-02-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2019-09-21
    QUEY, Sarah appointed
    director
  18. 2019-09-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2018-09-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2014-06-11
    🏢
    Company incorporated
    As BEST PROTECT ONLINE LTD
  21. 2014-06-11
    DRAY, Clifford appointed
    director

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-06-04

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Sarah Quey
Individual · British · DOB 12/1980 · age 46
2550%
25-50% shares05/05/2018
Mr Clifford Dray
Individual · English · DOB 05/1976 · age 50
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · EX postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BLUEBELL FINANCIAL MANAGEMENT LIMITED
14216656 · est 2022 · no financials extracted
3y
BLUEPRINT FINANCIAL PLANNING LIMITED
17100931 · est 2026 · no financials extracted
BLUESTONE WEALTH LTD
09975033 · est 2016 · no financials extracted
10y
BRAMBLE HOLDINGS LIMITED
10204317 · est 2016 · no financials extracted
9y
BRCS CONSULTING LIMITED
11841771 · est 2019 · no financials extracted
7y
BREEZE GARDEN INVESTMENT LIMITED
15879898 · est 2024 · no financials extracted
1y
BRICKS FINANCE LIMITED
09298424 · est 2014 · no financials extracted
11y
BRICKS LOANS LIMITED
15991464 · est 2024 · no financials extracted
1y
BRIGHT FUTURE FINANCIAL LIMITED
10909347 · est 2017 · no financials extracted
8y
BUCHANAN CONSULTING SW LTD
10941861 · est 2017 · no financials extracted
8y
BUCKLEY & CO FINANCIAL SERVICES LIMITED
06844171 · est 2009 · no financials extracted
17y
BURRINGTON LENDING COMPANY LIMITED
08899175 · est 2014 · no financials extracted
12y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-06-11
Jurisdictionengland-wales
Primary SIC65110 — Life insurance

Registered office

Unit 11, Orchard Court Heron Road
Sowton Industrial Estate
Exeter
EX2 7LL
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-04OVERDUE
Last: 2025-05-21

Officers (2 active · 0 resigned)

DRAY, Clifford
director · ~50y · appointed 2014-06-11
View their other companies + combined net worth →
Active
QUEY, Sarah
director · ~46y · appointed 2019-09-21
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (36 total)

change-person-director-company-with-change-date
officers · CH01
2026-02-11
change-person-director-company-with-change-date
officers · CH01
2026-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-09
change-person-director-company-with-change-date
officers · CH01
2026-02-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-24
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-11
gazette-filings-brought-up-to-date
gazette · DISS40
2022-08-12