CARIOLE LIMITED

🌳Matureactive
09138271 · ltd · incorporated 2014-07-18
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 82-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 82). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
23 connected companies via shared directors
90
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-02-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2025-10-02
    📄
    accounts-with-accounts-type-small
    accounts · AA
  3. 2024-10-03
    📄
    accounts-with-accounts-type-small
    accounts · AA
  4. 2023-10-09
    📄
    accounts-with-accounts-type-small
    accounts · AA
  5. 2022-12-22
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2021-10-11
    📄
    accounts-with-accounts-type-small
    accounts · AA
  7. 2020-12-20
    📄
    accounts-with-accounts-type-small
    accounts · AA
  8. 2019-08-19
    📄
    accounts-with-accounts-type-small
    accounts · AA
  9. 2018-09-27
    📄
    accounts-with-accounts-type-small
    accounts · AA
  10. 2017-10-04
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2016-04-25
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2016-02-16
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  13. 2016-02-16
    ✏️
    change-of-name-notice
    change-of-name · CONNOT
  14. 2015-07-24
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2014-07-18
    🏢
    Company incorporated
    As CARIOLE LIMITED
  16. 2014-07-18
    KING, Brian Robert appointed
    director
  17. 2014-07-18
    MORGAN, Richard Ian appointed
    director
  18. 2014-07-18
    SUTTON, Graham appointed
    director

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 82 — succession pressure is live.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 82 years old. Natural succession window is now.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Brian Robert King
Individual · British · DOB 03/1944 · age 82
2550%
25-50% shares27/07/2016
Mr Richard Ian Morgan
Individual · British · DOB 04/1951 · age 75
2550%
25-50% shares27/07/2016
1 historic (ceased) PSC
  • Mrs Helen Kingceased 23/01/2026· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · DE postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BELPER FREEMASONS HALL (PROPERTY) LTD
16111722 · est 2024 · no financials extracted
1y
BPR PROTECT LIMITED
10177610 · est 2016 · no financials extracted
9y
BURAQ CAPITAL LTD
15061688 · est 2023 · no financials extracted
2y
BUSTER JIMMY FINANCE LIMITED
11862244 · est 2019 · no financials extracted
7y
BUSTER JIMMY GLENDOWER LTD
13631119 · est 2021 · no financials extracted
4y
BUSTER JIMMY PRIVATE EQUITY LIMITED
13925999 · est 2022 · no financials extracted
4y
C.J. RHODES INVESTMENTS LIMITED
15495266 · est 2024 · no financials extracted
2y
CAPITAL PROTECT LIMITED
05230535 · est 2004 · no financials extracted
21y
CARAVAN ASSESSMENT SERVICES LTD
11308322 · est 2018 · no financials extracted
8y
CDB FINANCIAL SOLUTIONS LTD
06795859 · est 2009 · no financials extracted
17y
CEDAR FINANCIAL PLANNING LIMITED
05983165 · est 2006 · no financials extracted
19y
CELANESE EMULSIONS PENSION PLAN TRUSTEES LIMITED
05233277 · est 2004 · no financials extracted
21y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-07-18
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Registered office

Trent Barton Buses
Mansfield Road
Heanor
Derbyshire
DE75 7BG

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-19
Last: 2026-02-05

Officers (3 active · 0 resigned)

KING, Brian Robert
director · ~82y · appointed 2014-07-18
View their other companies + combined net worth →
Active
MORGAN, Richard Ian
director · ~75y · appointed 2014-07-18
View their other companies + combined net worth →
Active
SUTTON, Graham
director · ~66y · appointed 2014-07-18
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (28 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-05
accounts-with-accounts-type-small
accounts · AA
2025-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-07
accounts-with-accounts-type-small
accounts · AA
2024-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-09
accounts-with-accounts-type-small
accounts · AA
2023-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-11
accounts-with-accounts-type-small
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-29
accounts-with-accounts-type-small
accounts · AA
2021-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-26
accounts-with-accounts-type-small
accounts · AA
2020-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-31
accounts-with-accounts-type-small
accounts · AA
2019-08-19