ASSET FINANCE SOLUTIONS (UK) LTD

🌳Matureactive
09227443 · ltd · incorporated 2014-09-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: conservative operator with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (88/100).

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (5 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £3,430,137

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Profit before tax£3.43M£4.10M
Average employees111200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-01-14
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-01-15
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2024-10-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-10-17
    METCALFE, David John appointed
    director
  5. 2023-12-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2023-01-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2022-12-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  8. 2022-04-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2022-04-11
    SIMMS, Lee appointed
    director
  10. 2021-08-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-09-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-09-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-03-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2018-09-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-01-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-10-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  17. 2017-05-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2017-01-13
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  19. 2014-09-19
    🏢
    Company incorporated
    As ASSET FINANCE SOLUTIONS (UK) LTD
  20. 2014-09-19
    FORD, Justin John appointed
    director
  21. 2014-09-19
    GEDDES, Michael David appointed
    director
  22. 2014-09-19
    SIMPSON, Nicholas appointed
    director

Owner dependency

48/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Afs Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Afs Group Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
ASSET FINANCE SOLUTIONS (UK) LTD
This company · 09227443

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Afs Group Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-09-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Greenbank Court Challenge Way
Greenbank Business Park
Blackburn
BB1 5QB
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-08-22
Last: 2025-08-08

Officers (5 active · 0 resigned)

FORD, Justin John
director · ~54y · appointed 2014-09-19
View their other companies + combined net worth →
Active
GEDDES, Michael David
director · ~56y · appointed 2014-09-19
View their other companies + combined net worth →
Active
METCALFE, David John
director · ~60y · appointed 2024-10-17
View their other companies + combined net worth →
Active
SIMMS, Lee
director · ~49y · appointed 2022-04-11
View their other companies + combined net worth →
Active
SIMPSON, Nicholas
director · ~60y · appointed 2014-09-19
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (31 total)

accounts-with-accounts-type-full
accounts · AA
2026-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-12
accounts-with-accounts-type-full
accounts · AA
2025-01-15
appoint-person-director-company-with-name-date
officers · AP01
2024-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-16
accounts-with-accounts-type-full
accounts · AA
2023-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-10
accounts-with-accounts-type-full
accounts · AA
2023-01-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-08
appoint-person-director-company-with-name-date
officers · AP01
2022-04-21
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-07