ALTERNATIVE BRIDGING (UK 1) LIMITED

🌳Matureactive

09265635 · ltd · incorporated 2014-10-15

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2024

Net worth

£2.04M

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 87-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

13 live charges · 6 lenders · oldest 11.3y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 11.3 years old — likely at or near maturity.
· 6 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

13 charges (13/13 with lender, 13/13 with type)

Directors & officers

6 officers (5 active, 6 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

18 connected companies via shared directors

Filing history

58 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £2,042,368

Key financials

1 year extracted from filed iXBRL accounts

Cash

£7.2m

Net Worth

£2.0m

Current Assets

£105m

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-09-30
Total assets	£102.31M
Current assets	£104.82M
Cash	£7.21M
Debtors	£97.61M
Net assets	£2.04M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 8 mortgage

Last 180 days

filings

• 13 mortgage

Counts from Companies House filing history.

Corporate timeline (53 events)Click to expand

2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-02
🔓
Charge satisfied #10
2026-03-02
🔓
Charge satisfied #8
2026-03-02
🔓
Charge satisfied #7
2026-03-02
🔓
Charge satisfied #6
2026-03-02
🔓
Charge satisfied #5
2026-03-02
🔓
Charge satisfied #4
2026-03-02
🔓
Charge satisfied #3
2026-03-02
🔓
Charge satisfied #2
2026-02-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-11
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-11
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-11
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-11
🔓
Charge satisfied #9
2026-02-11
🔓
Charge satisfied #1
2026-02-06
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-05
🔒
Charge registered #13
Lender: Quilam Capital Credit Finance Limited
2026-02-05
🔒
Charge registered #12
Lender: Property Finance Capital (No 2) Limited
2026-02-05
🔒
Charge registered #11
Lender: Quilam Capital Credit Finance Limited
2025-09-25
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-03
📄
accounts-amended-with-accounts-type-full
accounts · AAMD
2025-05-14
📄
accounts-with-accounts-type-medium
accounts · AA
2024-07-05
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-01
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-01
🔒
Charge registered #10
Lender: Alter Domus Trustees (UK) Limited
2024-07-01
🔒
Charge registered #9
Lender: Property Finance Capital (No 2) Limited
2024-06-09
📄
accounts-with-accounts-type-full
accounts · AA
2023-06-13
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-08
🔒
Charge registered #8
Lender: Alter Domus Trustees (UK) Limited
2023-05-10
📄
accounts-with-accounts-type-full
accounts · AA
2022-10-18
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-10-13
🔒
Charge registered #7
Lender: Alter Domus Trustees (UK) Limited
2022-08-05
➕
SIVASUBRAMANIAN, Laxmi appointed
secretary
2022-08-05
➖
PIPER, Robert Jeffrey resigned
secretary
2021-02-10
🔒
Charge registered #6
Lender: Alter Domus Trustees (UK) Limited
2020-09-01
➕
KAY, Allan Howard appointed
director
2018-07-04
🔒
Charge registered #5
Lender: Cortland Trustees Limited
2018-02-09
🔒
Charge registered #4
Lender: Cortland Trustees Limited
2017-06-26
🔒
Charge registered #3
Lender: Shawbrook Bank Limited
2015-02-12
🔒
Charge registered #2
Lender: Shawbrook Bank Limited (As Lender)
2015-02-12
🔒
Charge registered #1
Lender: Property Finance Capital (No 2) Limited
2014-11-25
➕
PIPER, Robert Jeffrey appointed
secretary
2014-10-15
🏢
Company incorporated
As ALTERNATIVE BRIDGING (UK 1) LIMITED

Showing most recent 50 of 53 events

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 87 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

65/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·

3 new charges in last 12 months

medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-02-05: A registered charge; 2026-02-05: A registered charge; 2026-02-05: A registered charge

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Alternative Bridging Corporation Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Alternative Bridging Corporation Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

ALTERNATIVE BRIDGING (UK 1) LIMITED

This company · 09265635

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Alternative Bridging Corporation Limited Corporate entity	75–100%	75–100%	75-100% shares · 75-100% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · WD postcode area

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ABACUS LENDING SOLUTIONS LTD→ 11592055 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
AIR INVESTMENT GROUP LTD→ 13439466 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ALTERNATIVE BRIDGING (MANAGEMENT) LIMITED→ 12280048 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
AMANZI RESOURCES LIMITED→ 08062723 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
AMBRO CAPITAL LIMITED→ 05990677 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
AMSA GLOBAL PROPERTY LTD→ 11930879 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
ANJUMA LIMITED→ 11380866 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ANSH FINANCIAL SERVICES LTD→ 15575549 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
AR MORTGAGE SERVICES LIMITED→ 09681123 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
ARCA FINANCIAL LTD→ 13318238 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
ARCAP FUNDING LTD→ 10810134 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ARCAP PARTNERS LTD→ 09378151 · est 2015 · no financials extracted	—	—	—	—	11y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2014-10-15

Jurisdictionengland-wales

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

2 Imperial Place

Maxwell Road

Borehamwood

Hertfordshire

WD6 1JN

United Kingdom

Filing status

Accounts

Next due: 2026-06-30

Last made up to: 2024-09-30

Confirmation statement

Next due: 2026-10-26

Last: 2025-10-12