3XM INVESTMENTS LTD
💤Zombieactive
09276141 · ltd · incorporated 2014-10-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
10 live charges · 5 lenders · oldest 11.4y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.4 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-08📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-07🔒Charge registered #10Lender: Paragon Bank PLC
- 2022-05-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-04-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-04-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-04-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-04-12🔓Charge satisfied #6
- 2022-04-12🔓Charge satisfied #4
- 2022-04-12🔓Charge satisfied #3
- 2022-04-12🔓Charge satisfied #2
- 2021-12-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-06🔒Charge registered #9Lender: Coutts & Company
- 2021-12-06🔒Charge registered #8Lender: Coutts & Company
- 2021-12-06🔒Charge registered #7Lender: Coutts & Company
- 2021-12-06🔒Charge registered #6Lender: Coutts & Company
- 2021-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-02🔒Charge registered #5Lender: Coutts & Company
- 2016-06-28🔒Charge registered #4Lender: Yorkshire Building Society T/a Norwich & Peterborough Building Society
- 2015-09-29🔒Charge registered #3Lender: Yorkshire Building Society T/a Norwich and Peterborough Building Society
- 2015-07-16🔒Charge registered #2Lender: Yorkshire Building Society T/a Norwich and Peterborough Building Society
- 2014-12-05🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2014-10-22🏢Company incorporatedAs 3XM INVESTMENTS LTD
- 2014-10-22➕WATERS, Lucy Joanna appointeddirector
Owner dependency
80/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lucy Joanna Waters Individual · British · DOB 02/1986 · age 40 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · HP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 101 SECURITY SERVICES LIMITED→ 10104049 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 112 HOLLAND ROAD (KENSINGTON) LIMITED→ 03964010 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| 1V RAR LTD→ 16814275 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2 LOCALLY LIMITED→ 12690559 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 22KU SECURITY SERVICES LTD→ 15788836 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 315 SUPPLIES LIMITED→ 12704947 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 360VISION SECURITY LTD→ 12172143 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 365CLEANING LIMITED→ 13439592 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3CPO LTD→ 15571971 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3D GRIPS LIMITED→ 05155764 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 3PLS PLATFORM LIMITED→ 14857194 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4 ASKEW CRESCENT MANAGEMENT COMPANY LIMITED→ 10520586 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-10-22
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
55 Station Road
Beaconsfield
HP9 1QL
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01
Officers (1 active · 0 resigned)
WATERS, Lucy Joanna→
Activedirector · ~40y · appointed 2014-10-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
6
Outstanding
3
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 07/07/2022 | — | |
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 06/12/2021 | — | |
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 06/12/2021 | — | |
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 06/12/2021 | — | |
| satisfied | NatWest Group Coutts & Company | A registered charge | 1 property | 06/12/2021 | 12/04/2022 | |
| outstanding | NatWest Group Coutts & Company | A registered charge | 1 property | 02/06/2017 | — | |
| satisfied | Yorkshire Building Society T/a Norwich & Peterborough Building Society | A registered charge | 1 property | 28/06/2016 | 12/04/2022 | |
| satisfied | Yorkshire Building Society T/a Norwich and Peterborough Building Society | A registered charge | 1 property | 29/09/2015 | 12/04/2022 | |
| satisfied | Yorkshire Building Society T/a Norwich and Peterborough Building Society | A registered charge | 1 property | 16/07/2015 | 12/04/2022 | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/12/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-18
change-person-director-company-with-change-date
officers · CH01
2023-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-06
mortgage-satisfy-charge-full
mortgage · MR04
2022-04-12
mortgage-satisfy-charge-full
mortgage · MR04
2022-04-12