AGILE HOLDCO LIMITED
🌳Matureactive
09318927 · ltd · incorporated 2014-11-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£10.1k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 77-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (68/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 11.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 11.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 5 with DOB)
87
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £10,146
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£10k
↑ 215% YoY
Current Assets
£17k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £10.1k | £-8.9k |
| Current assets | £16.8k | — |
| Debtors | £16.8k | — |
| Net assets | £10.1k | £-8.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-05-30📄capital-cancellation-sharescapital · SH06
- 2025-05-30📄capital-return-purchase-own-sharescapital · SH03
- 2025-04-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-23➖QUIMBY, Dennis resigneddirector
- 2025-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-08-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-04-30➖HINDLE, David Ian resigneddirector
- 2018-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-05-19🔓Charge satisfied #1
- 2015-12-01➕HINDLE, David Ian appointeddirector
- 2015-11-30➖HEATON, John resignedsecretary
- 2015-11-30➖HILL, Kevin resigneddirector
- 2014-12-17🔒Charge registered #1Lender: National Westminster Bank PLC
- 2014-11-19🏢Company incorporatedAs AGILE HOLDCO LIMITED
- 2014-11-19➕DEAN, James Jonathan appointeddirector
- 2014-11-19➕DEAN, Noel appointeddirector
- 2014-11-19➕HEATON, John appointedsecretary
- 2014-11-19➕HILL, Kevin appointeddirector
- 2014-11-19➕QUIMBY, Dennis appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 77 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
71/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Noel Dean Individual · British · DOB 12/1949 · age 77 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mr James Jonathan Dean Individual · British · DOB 11/1975 · age 51 | — | — | board controlboard control | 06/04/2016 |
2 historic (ceased) PSCs
- Mr Dennis Quimbyceased 08/01/2023· board control
- Mr David Ian Hindleceased 30/04/2018· board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4ME GROUP LTD→ 10219163 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 5 STAR MORTGAGE SOLUTIONS LIMITED→ 08939438 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| A P H COMMERCIAL PROPERTY LIMITED→ 10610054 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| A P H FINANCIAL SOLUTIONS LIMITED→ 09379758 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AADT LIMITED→ 16827831 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AB HUB SERVICES LTD→ 14758378 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABCS2 HOLDINGS LTD→ 10411855 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADELPHI INSURANCE BROKERS LTD.→ 08333939 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ADVISERTECH CONNECT LIMITED→ 17124508 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AFIA COMMERCIAL CONSULTANTS LIMITED→ 12781745 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AJR LOGISTIX LIMITED→ 15991403 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALAN RASHLEIGH AND ASSOCIATES LIMITED→ 04783904 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-11-19
Jurisdictionengland-wales
Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered office
7 St. Petersgate
Stockport
Cheshire
SK1 1EB
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22
Officers (2 active · 4 resigned)
DEAN, James Jonathan→
Activedirector · ~51y · appointed 2014-11-19
View their other companies + combined net worth →
Active
HEATON, John→
Resignedsecretary · appointed 2014-11-19 · resigned 2015-11-30
HILL, Kevin→
Resigneddirector · ~65y · appointed 2014-11-19 · resigned 2015-11-30
HINDLE, David Ian→
Resigneddirector · ~59y · appointed 2015-12-01 · resigned 2018-04-30
QUIMBY, Dennis→
Resigneddirector · ~76y · appointed 2014-11-19 · resigned 2025-04-23
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 17/12/2014 | 19/05/2017 |
Recent filings (46 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-22
capital-cancellation-shares
capital · SH06
2025-05-30
capital-return-purchase-own-shares
capital · SH03
2025-05-30
termination-director-company-with-name-termination-date
officers · TM01
2025-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-23