CASCADE INSURANCE SERVICES LIMITED

🌳Matureactive
09353022 · ltd · incorporated 2014-12-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-12-312024-12-31
Average employees300300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-03-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-08-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-09-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-08-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-07-16
    ➕
    LAWTON, John Richard appointed
    director
  7. 2021-07-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2021-05-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-08-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-01-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2020-01-23
    📄
    legacy
    miscellaneous · RP04CS01
  12. 2019-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-10-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2018-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-09-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2017-01-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2016-12-31
    ➕
    LAWTON, Julie Ann appointed
    director
  18. 2016-12-31
    ➖
    FISHER, Mark Andrew resigned
    director
  19. 2016-12-19
    ➖
    ROBINSON, Alison Louise resigned
    director
  20. 2015-01-25
    ➕
    FISHER, Mark Andrew appointed
    director
  21. 2014-12-12
    🏢
    Company incorporated
    As CASCADE INSURANCE SERVICES LIMITED
  22. 2014-12-12
    ➕
    ROBINSON, Alison Louise appointed
    secretary
  23. 2014-12-12
    ➕
    ROBINSON, Alison Louise appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Julie Ann Lawton
Individual · British · DOB 02/1964 · age 62
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-12-12
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Letraset Building
Wotton Road
Ashford
TN23 6LN
England

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-12-24
Last: 2025-12-10

Officers (3 active · 2 resigned)

ROBINSON, Alison Louise→
secretary · appointed 2014-12-12
View their other companies + combined net worth →
Active
LAWTON, John Richard→
director · ~65y · appointed 2021-07-16
View their other companies + combined net worth →
Active
LAWTON, Julie Ann→
director · ~62y · appointed 2016-12-31
View their other companies + combined net worth →
Active
FISHER, Mark Andrew→
director · ~49y · appointed 2015-01-25 · resigned 2016-12-31
Resigned
ROBINSON, Alison Louise→
director · ~61y · appointed 2014-12-12 · resigned 2016-12-19
Resigned

Click a director name to see their full track record across all companies.

Recent filings (34 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-23
appoint-person-director-company-with-name-date
officers · AP01
2021-07-16
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-18
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-01-24