BIBBY FOREIGN EXCHANGE LIMITED
🌳Matureactive
09353026 · ltd · incorporated 2014-12-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-07-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-06-30➖MCGOWAN, Michael Damian resigneddirector
- 2025-07-15📄accounts-with-accounts-type-smallaccounts · AA
- 2024-07-05📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-04📄accounts-with-accounts-type-smallaccounts · AA
- 2022-08-04📄accounts-with-accounts-type-smallaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-10📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2020-09-02📄accounts-with-accounts-type-smallaccounts · AA
- 2020-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-08-31➖POSTINGS, David John resigneddirector
- 2019-12-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2019-12-09📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-05📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-05📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-04📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-03📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2019-12-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-10-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-10-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-09-23➕CHATHA, Theovinder Singh appointeddirector
- 2019-09-23➖ROSE, Stephen George resigneddirector
- 2017-10-31➖LOMAS, Ian David resigneddirector
- 2014-12-12🏢Company incorporatedAs BIBBY FOREIGN EXCHANGE LIMITED
- 2014-12-12➕BIBBY BROS. & CO. (MANAGEMENT) LIMITED appointedcorporate-secretary
- 2014-12-12➕RAMSDEN, Ian Stuart appointeddirector
- 2014-12-12➕LOMAS, Ian David appointeddirector
- 2014-12-12➕MCGOWAN, Michael Damian appointeddirector
- 2014-12-12➕POSTINGS, David John appointeddirector
- 2014-12-12➕ROSE, Stephen George appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Bibby Financial Services (Fx) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bibby Financial Services (Fx) Limited
Corporate parent · holds 75-100% shares · board control
⬇
BIBBY FOREIGN EXCHANGE LIMITED
This company · 09353026
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bibby Financial Services (Fx) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · L postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ASSURED COVER LTD→ 11162610 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BFS MARINE FINANCE (UK) LIMITED→ 14546321 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BIBBY FACTORS LEICESTER LIMITED→ 02989348 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| BIBBY FACTORS LIMITED→ 00584342 · est 1957 · no financials extracted | — | — | — | — | 68y | — | — |
| BIBBY FACTORS SLOUGH LIMITED→ 02617760 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| BIBBY FACTORS SUSSEX LIMITED→ 03847904 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| BIBBY FINANCE SOLUTIONS LTD→ 07004375 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BIBBY INVOICE DISCOUNTING LIMITED→ 04105467 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| BIBBY TRADE FACTORS LIMITED→ 05303859 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BIBBY TRADE SERVICES LIMITED→ 03530463 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| BIG HELP ETHICAL FINANCIAL SERVICES LIMITED→ 13603428 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BIRKDALE WEALTH MANAGEMENT LTD→ 09834872 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-12-12
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
3rd Floor Walker House
Exchange Flags
Liverpool
L2 3YL
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-22
Last: 2026-05-08
Officers (3 active · 4 resigned)
BIBBY BROS. & CO. (MANAGEMENT) LIMITED→
Activecorporate-secretary · appointed 2014-12-12
View their other companies + combined net worth →
CHATHA, Theovinder Singh→
Activedirector · ~46y · appointed 2019-09-23
View their other companies + combined net worth →
RAMSDEN, Ian Stuart→
Activedirector · ~56y · appointed 2014-12-12
View their other companies + combined net worth →
LOMAS, Ian David→
Resigneddirector · ~67y · appointed 2014-12-12 · resigned 2017-10-31
MCGOWAN, Michael Damian→
Resigneddirector · ~57y · appointed 2014-12-12 · resigned 2026-06-30
POSTINGS, David John→
Resigneddirector · ~66y · appointed 2014-12-12 · resigned 2020-08-31
ROSE, Stephen George→
Resigneddirector · ~61y · appointed 2014-12-12 · resigned 2019-09-23
Click a director name to see their full track record across all companies.
Recent filings (41 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-18
accounts-with-accounts-type-small
accounts · AA
2025-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-12
accounts-with-accounts-type-small
accounts · AA
2024-07-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-09
accounts-with-accounts-type-small
accounts · AA
2023-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-11
accounts-with-accounts-type-small
accounts · AA
2022-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-09
accounts-with-accounts-type-full
accounts · AA
2021-09-30
second-filing-of-director-appointment-with-name
officers · RP04AP01
2021-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-18
accounts-with-accounts-type-small
accounts · AA
2020-09-02
termination-director-company-with-name-termination-date
officers · TM01
2020-09-02