GILIKER FLYNN INDEPENDENT WEALTH LTD
🌳Matureactive
09380994 · ltd · incorporated 2015-01-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£387.9k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 8.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £387,902
Net assets shrinking
Down £8,238 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£388k
↓ 2.1% YoY
Current Assets
£189k
↓ 2.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £413.4k | £429.8k |
| Current assets | £188.9k | £193.1k |
| Net assets | £387.9k | £396.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-12-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-07-09📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-09📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-07-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-04-24🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2015-01-09🏢Company incorporatedAs GILIKER FLYNN INDEPENDENT WEALTH LTD
- 2015-01-09➕FLYNN, Christopher Peter appointeddirector
- 2015-01-09➕FLYNN, Frances Mary appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "FLYNN" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Frances Mary Flynn Individual · British · DOB 05/1987 · age 39 | 25–50% | 25–50% | board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence · trust interest · firm interest | 09/01/2017 |
Mr Christopher Peter Flynn Individual · British · DOB 11/1987 · age 39 | 25–50% | 25–50% | board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence · trust interest · firm interest | 09/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · ST postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FGDNMIPF LIMITED→ 13775056 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FOUNTAIN FINANCIAL LIMITED→ 12382557 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| GMG RISK STRATEGIES LIMITED→ 05181604 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| HAYLEY MILLER PROJECTS LTD→ 10612107 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| HEALTHCARE CONSULTANT SOLUTIONS LIMITED→ 15615321 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HENRY FINANCIAL LTD→ 16591813 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HHFP LIMITED→ 12005501 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| HOLDINGS JC LTD→ 16293743 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HOLY CROSS INVESTMENTS LIMITED→ 16243250 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HORSLEY DISBURSEMENT FINANCE LIMITED→ 16789823 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HOUSE OF MORTGAGES LTD→ 11090366 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| HOUSING PLUS GROUP FINANCE LIMITED→ 12100621 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-01-09
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
2 Gower Street
Newcastle
Staffordshire
ST5 1JQ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-22
Last: 2026-05-08
Officers (2 active · 0 resigned)
FLYNN, Christopher Peter→
Activedirector · ~39y · appointed 2015-01-09
View their other companies + combined net worth →
FLYNN, Frances Mary→
Activedirector · ~39y · appointed 2015-01-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 24/04/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-15
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-30
change-person-director-company-with-change-date
officers · CH01
2023-09-21
change-person-director-company-with-change-date
officers · CH01
2023-09-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-09
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-24
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-13