2020 GROUP UK DEVELOPMENTS LIMITED
- 68209Other letting and operating of own or leased real estate
Opportunity 63/100 (worth a look), bankability 42/100. Strong seller-intent signal (65/100, director aged 63). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 5 lenders · oldest 9.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.7 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (61 events)Click to expand
- 2025-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-30🔓Charge satisfied #9
- 2025-04-30🔓Charge satisfied #8
- 2025-04-30🔓Charge satisfied #7
- 2025-04-30🔓Charge satisfied #6
- 2025-04-30🔓Charge satisfied #4
- 2025-04-30🔓Charge satisfied #1
- 2024-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-06-12➕KHALIQ, Naurin Niaz appointeddirector
- 2024-06-12➖MUSHTAQ, Mohammed Arif resigneddirector
- 2024-06-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-05-04⚠️liquidation-cva-supervisors-abstract-of-receipts-payments-with-brought-down-dateinsolvency · CVA3
- 2023-04-29📄legacymiscellaneous · ANNOTATION
- 2023-04-26⚠️liquidation-voluntary-arrangement-completioninsolvency · CVA4
- 2023-04-04📄capital-name-of-class-of-sharescapital · SH08
- 2023-03-24📄memorandum-articlesincorporation · MA
- 2023-03-24📄resolutionresolution · RESOLUTIONS
- 2023-02-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-30➖MOBASSHAR, Shehla resigneddirector
- 2023-01-30➕MUSHTAQ, Mohammed Arif appointeddirector
- 2023-01-30➖MUSHTAQ, Mohammed Arif resigneddirector
- 2023-01-30➖NIAZ, Mobasshar resigneddirector
- 2022-11-10➕MOBASSHAR, Shehla appointeddirector
- 2022-10-11➖KHAN, Shahid Rashid resigneddirector
- 2022-10-10➕MUSHTAQ, Mohammed Arif appointeddirector
- 2022-10-06➕NIAZ, Mobasshar appointeddirector
- 2020-04-30➖MUSHTAQ, Mohammed Arif resigneddirector
- 2020-04-01➕KHAN, Shahid Rashid appointeddirector
- 2020-04-01➕MUSHTAQ, Mohammed Arif appointeddirector
- 2020-04-01➖MUSHTAQ, Mohammed Arif resigneddirector
- 2019-08-12🔓Charge satisfied #3
- 2019-08-12🔓Charge satisfied #2
- 2019-08-09🔒Charge registered #9Lender: Together Commercial Finance Limited
- 2019-08-09🔒Charge registered #8Lender: Together Commercial Finance Limited
- 2019-08-09🔒Charge registered #7Lender: Together Commercial Finance Limited
- 2019-08-09🔒Charge registered #6Lender: Together Commercial Finance Limtied
- 2018-05-11🔒Charge registered #5Lender: Heritage Commercial Finance Limited
- 2017-05-15➖MAHMOOD, Adel resignedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 high · 2 med ·Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2023-05-04: liquidation-cva-supervisors-abstract-of-receipts-payments-with-brought-down-date; 2023-04-26: liquidation-voluntary-arrangement-completion
Companies House flags prior insolvency events. Review the insolvency filings for context.
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Aspen Spring Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aspen Spring Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/05/2023 |
1 historic (ceased) PSC
- Mr Mohammed Arif Mushtaqceased 12/06/2024· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 1527 CONTRACTING LIMITED→ 13362327 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 1805 PROPERTY CONSULTANTS LIMITED→ 14100315 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 2020 SR LIMITED→ 12154846 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 2CG GROUNDWORK’S LTD→ 11661152 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 3 US PROJECTS LTD→ 16282100 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 4D GARDEN RETREATS LTD→ 16215648 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 4SOLUTIONS LIMITED→ 11174428 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 5 TOWNS PROPERTY SOLUTIONS LTD→ 09781550 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 5T ELECTRICAL & DEVELOPMENTS LTD→ 15277415 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A & A D HARDCASTLE LIMITED→ 04659642 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| A & B GROUNDWORKS LIMITED→ 12958380 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| A B BRICKWORKS LIMITED→ 13646679 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 10 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 09/08/2019 | 30/04/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | — | 09/08/2019 | 30/04/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 09/08/2019 | 30/04/2025 | |
| satisfied | Together Money Together Commercial Finance Limtied | A registered charge | — | 09/08/2019 | 30/04/2025 | |
| outstanding | Heritage Commercial Finance Heritage Commercial Finance Limited | A registered charge | 1 property | 11/05/2018 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 08/03/2017 | 30/04/2025 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 3 properties | 01/03/2017 | 12/08/2019 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 30/11/2016 | 12/08/2019 | |
| satisfied | Lancashire Mortgage Corporation Trading as Together Lancashire Mortgage Corporation LTD Trading as Together | A registered charge | 4 properties | 01/09/2016 | 30/04/2025 |