ALLEGIANCE INSURE LIMITED
🌳Matureactive
09404673 · ltd · incorporated 2015-01-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 2.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 2.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 6 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
70 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 address
Last 90 days
1
filing
- • 1 address
Last 180 days
2
filings
- • 1 address
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2026-06-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-19📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-07-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-01🔓Charge satisfied #2
- 2025-07-01🔓Charge satisfied #1
- 2025-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-20📄legacyaccounts · PARENT_ACC
- 2025-06-20📄legacyother · AGREEMENT2
- 2025-06-20📄legacyother · GUARANTEE2
- 2024-12-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-04➕DICKSON, Warren Paul appointeddirector
- 2024-12-04➕MILLAR, Michael Raymond appointeddirector
- 2024-12-04➖ROOTHAM, Stuart Paul resigneddirector
- 2024-06-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-13🔒Charge registered #2Lender: Morgan Stanley Senior Funding, Inc.
- 2024-06-13🔒Charge registered #1Lender: Morgan Stanley Senior Funding, Inc.
- 2024-03-11📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-03-06📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-06-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-04-28📄memorandum-articlesincorporation · MA
- 2023-04-17➖BACKSHALL, Darren resigneddirector
- 2023-04-17➕ROOTHAM, Stuart Paul appointeddirector
- 2021-06-18➖STOCKBRIDGE, Brian resigneddirector
- 2016-06-23➕BACKSHALL, Darren appointeddirector
- 2015-01-26🏢Company incorporatedAs ALLEGIANCE INSURE LIMITED
- 2015-01-26➕WINTOUR, Charles Evelyn appointeddirector
- 2015-01-26➕STOCKBRIDGE, Brian appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Howden Uk&I Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Howden Uk&I Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
ALLEGIANCE INSURE LIMITED
This company · 09404673
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Howden Uk&I Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/04/2023 |
3 historic (ceased) PSCs
- Aimee Ayn Freedingceased 17/04/2023· 25-50% shares · 25-50% voting
- Mr Charles Evelyn Wintourceased 17/04/2023· 50-75% shares · 50-75% voting · board control
- Mr Brian Stockbridgeceased 04/07/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| APRIL LAUGH LIMITED→ 10660144 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
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| ARA DARZI LONDON LIMITED→ 11701813 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| ARC ADMINISTRATIVE SERVICES 3 LIMITED→ 11486112 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
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| ARCANE RESTAURANTS LIMITED→ 03809981 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-01-26
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
One
Creechurch Place
London
United Kingdom
EC3A 5AF
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01
Officers (3 active · 3 resigned)
DICKSON, Warren Paul→
Activedirector · ~55y · appointed 2024-12-04
View their other companies + combined net worth →
MILLAR, Michael Raymond→
Activedirector · ~38y · appointed 2024-12-04
View their other companies + combined net worth →
WINTOUR, Charles Evelyn→
Activedirector · ~63y · appointed 2015-01-26
View their other companies + combined net worth →
BACKSHALL, Darren→
Resigneddirector · ~56y · appointed 2016-06-23 · resigned 2023-04-17
ROOTHAM, Stuart Paul→
Resigneddirector · ~57y · appointed 2023-04-17 · resigned 2024-12-04
STOCKBRIDGE, Brian→
Resigneddirector · ~53y · appointed 2015-01-26 · resigned 2021-06-18
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Morgan Stanley Senior Funding, . Morgan Stanley Senior Funding, Inc. | A registered charge | — | 13/06/2024 | 01/07/2025 | |
| satisfied | Morgan Stanley Senior Funding, . Morgan Stanley Senior Funding, Inc. | A registered charge | — | 13/06/2024 | 01/07/2025 |
Recent filings (70 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-01
change-account-reference-date-company-current-extended
accounts · AA01
2025-09-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-01
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-20
legacy
accounts · PARENT_ACC
2025-06-20
legacy
other · AGREEMENT2
2025-06-20
legacy
other · GUARANTEE2
2025-06-20
termination-director-company-with-name-termination-date
officers · TM01
2024-12-11
appoint-person-director-company-with-name-date
officers · AP01
2024-12-11
appoint-person-director-company-with-name-date
officers · AP01
2024-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-18