GENERATION WEALTH LTD
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 5.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £205.5k | £150.9k |
| Current assets | £255.9k | £195.4k |
| Cash | £165.1k | £132.9k |
| Debtors | £90.8k | £62.5k |
| Net assets | £204.8k | £150.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2026-06-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-23📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-06-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2021-03-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-03-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-03-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-01➖RICE, Michael John resigneddirector
- 2021-03-01🔒Charge registered #1Lender: Michael John Rice
- 2020-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-02-24🏢Company incorporatedAs GENERATION WEALTH LTD
- 2015-02-24➕ROSS, Sarah Leanne, Mrs appointeddirector
- 2015-02-24➕RICE, Michael John appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Generation Wealth Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Generation Wealth Holdings Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/03/2021 |
2 historic (ceased) PSCs
- Mr Michael John Riceceased 01/03/2021· 25-50% shares · 25-50% voting
- Mrs Sarah Leanne Rossceased 01/03/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Michael John Rice | A registered charge | 1 property | 01/03/2021 | — |