BLUE THINGS LIMITED
🌳Matureactive
09588972 · ltd · incorporated 2015-05-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 65120Non-life insurance
- 65201Life reinsurance
- 65202Non-life reinsurance
Investor take
PursueActive trading company with a 72-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 10.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 10.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 4 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-12-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-01✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-10-06📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-15📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-03📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2025-01-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-03📄appoint-corporate-director-company-with-name-dateofficers · AP02
- 2025-01-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-01-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-01-01➕FIDENTIA NOMINEES LIMITED appointedcorporate-secretary
- 2025-01-01➕FIDENTIA TRUSTEES LIMITED appointedcorporate-director
- 2024-12-31➖HAMPDEN LEGAL PLC resignedcorporate-secretary
- 2024-12-31➖TOTTMAN, Mark John resigneddirector
- 2024-12-31➖NOMINA PLC resignedcorporate-director
- 2024-10-09📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-15📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-31➖EVANS, Jeremy Richard Holt resigneddirector
- 2023-07-31➕TOTTMAN, Mark John appointeddirector
- 2023-07-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-29📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-23📄accounts-with-accounts-type-fullaccounts · AA
- 2022-01-11📄change-person-director-company-with-change-dateofficers · CH01
- 2016-01-12🔒Charge registered #2Lender: Those to Whom the LLP is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit
- 2016-01-01➕BOWRING, Duncan Storey appointeddirector
- 2016-01-01➕BOWRING, Frederick Michael Storey appointeddirector
- 2015-12-01🔒Charge registered #1Lender: Lloyds
- 2015-05-13🏢Company incorporatedAs BLUE THINGS LIMITED
- 2015-05-13➕HAMPDEN LEGAL PLC appointedcorporate-secretary
- 2015-05-13➕EVANS, Jeremy Richard Holt appointeddirector
- 2015-05-13➕NOMINA PLC appointedcorporate-director
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-12-01: certificate-change-of-name-company
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Duncan Storey Bowring Individual · British · DOB 07/1954 · age 72 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mrs Melissa Ann Bowring Individual · British · DOB 10/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BIRKETT & BIRKETT LIMITED→ 13504754 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BLAKEBROOKE FINANCIAL ADVICE LTD→ 12486168 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BLOWFISH FINANCIAL SERVICES LIMITED→ 05357523 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BLUE PEAK FINANCE LIMITED→ 16154698 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BLUE SPIRE INDEPENDENT FINANCIAL ADVICE LIMITED→ 08385518 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BLUEJAY FINANCIAL PLANNING LTD→ 08970008 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BOMER CAPITAL LIMITED→ 09177070 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BRADLEY PROFESSIONAL LIMITED→ 09450522 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BREEZE CAPITAL LIMITED→ 14121923 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BREEZE CORPORATE FINANCE LIMITED→ 11484543 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BREEZE FINANCE 1 LIMITED→ 14195305 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BREMCO CAPITAL LIMITED→ 07757368 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-05-13
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
3 Castlegate
Grantham
Lincs
NG31 6SF
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-04
Last: 2026-02-18
Officers (4 active · 4 resigned)
FIDENTIA NOMINEES LIMITED→
Activecorporate-secretary · appointed 2025-01-01
View their other companies + combined net worth →
BOWRING, Duncan Storey→
Activedirector · ~72y · appointed 2016-01-01
View their other companies + combined net worth →
BOWRING, Frederick Michael Storey→
Activedirector · ~38y · appointed 2016-01-01
View their other companies + combined net worth →
FIDENTIA TRUSTEES LIMITED→
Activecorporate-director · appointed 2025-01-01
View their other companies + combined net worth →
HAMPDEN LEGAL PLC→
Resignedcorporate-secretary · appointed 2015-05-13 · resigned 2024-12-31
EVANS, Jeremy Richard Holt→
Resigneddirector · ~68y · appointed 2015-05-13 · resigned 2023-07-31
TOTTMAN, Mark John→
Resigneddirector · ~62y · appointed 2023-07-31 · resigned 2024-12-31
NOMINA PLC→
Resignedcorporate-director · appointed 2015-05-13 · resigned 2024-12-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Those to Whom the is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom the is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the ’S Lloyd’S Obligations / The Society by Lloyd's Act 1871 by the Name of Lloyd's Those to Whom the LLP is Obliged to Provide or Keep Fully Funded Any and Every Overseas Business Regulatory Deposit / (Subject Always to the Terms of Any Trust Deed and of Any Premiums Trust Deed), Those to Whom Any Losses, Claims, Expenses and Other “Permitted Trust Outgoings” Set Out in Paragraph 1 of Schedule 3 to the Premiums Trust Deed are or Become Payable / All the Persons to Whom the LLP is or May at Any Time Before the Relevant Termination Date Become Financially Liable by Reason of Any Default in Respect of Any of the LLP’S Lloyd’S Obligations / The Society Incorporated by Lloyd's Act 1871 by the Name of Lloyd's | A registered charge | 1 property | 12/01/2016 | — | |
| outstanding | Lloyds Banking Group Lloyds / The Beneficiaries / The Bodies / Certain Other Persons | A registered charge | — | 01/12/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (48 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-15
certificate-change-of-name-company
change-of-name · CERTNM
2025-12-01
accounts-with-accounts-type-full
accounts · AA
2025-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-18
change-person-director-company-with-change-date
officers · CH01
2025-02-18
change-person-director-company-with-change-date
officers · CH01
2025-01-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-15
termination-director-company-with-name-termination-date
officers · TM01
2025-01-05
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-01-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-01-03
appoint-corporate-director-company-with-name-date
officers · AP02
2025-01-03
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-03
termination-director-company-with-name-termination-date
officers · TM01
2025-01-03