BENOV INVESTMENTS LIMITED

🌳Matureactive
09706179 · ltd · incorporated 2015-07-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
year to Jul 2025
Net worth
£40.7k
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -80% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 10.5y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 10.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £40,672
Cash draining
Cash down 80% YoY
Cash YoY
-80%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£204
↓ 80% YoY
Net Worth
£41k
↑ 124% YoY
Current Assets
£40k
↓ 2.0% YoY
Current Liabilities
£0£8k£16k£24k£33k£41kJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-07-312024-07-31
Total assets£40.7k£18.1k
Current assets£39.5k£40.3k
Cash£204£1.0k
Debtors£39.3k£39.3k
Net assets£40.7k£18.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-04-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-09-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2023-09-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-09-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2023-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-10-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2022-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2022-02-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2021-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-04-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2021-04-19
    🔒
    Charge registered #3
    Lender: Fortys Capital Limited
  15. 2020-07-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2020-04-28
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  17. 2019-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-04-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2015-12-08
    🔒
    Charge registered #2
    Lender: Commercial Acceptances Limited
  20. 2015-12-08
    🔒
    Charge registered #1
    Lender: Commercial Acceptances Limited
  21. 2015-07-28
    🏢
    Company incorporated
    As BENOV INVESTMENTS LIMITED
  22. 2015-07-28
    BABAD, Chaim appointed
    director
  23. 2015-07-28
    BABAD, Claire appointed
    director

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

41/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Chaim Babad
Individual · British · DOB 04/1975 · age 51
2550%
25-50% shares02/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-07-28
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate

Registered office

11a Filey Avenue
London
N16 6JL
England

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-10
Last: 2025-07-27

Officers (2 active · 0 resigned)

BABAD, Chaim
director · ~51y · appointed 2015-07-28
View their other companies + combined net worth →
Active
BABAD, Claire
director · ~49y · appointed 2015-07-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Fortys Capital
Fortys Capital Limited
A registered charge1 property19/04/2021
outstanding
Commercial Acceptances
Commercial Acceptances Limited
A registered charge1 property08/12/2015
outstanding
Commercial Acceptances
Commercial Acceptances Limited
A registered charge1 property08/12/2015
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (32 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-03
change-person-director-company-with-change-date
officers · CH01
2023-09-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-03
change-person-director-company-with-change-date
officers · CH01
2023-09-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-30
change-person-director-company-with-change-date
officers · CH01
2022-02-03