ESRE INVESTMENTS LTD
🌳Matureactive
09706770 · ltd · incorporated 2015-07-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£76.9k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £76,942
Net assets shrinking
Down £11,373 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£77k
↓ 13% YoY
Current Assets
£114
↓ 44% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-10-31 | 2024-10-31 |
|---|---|---|
| Total assets | £232.9k | £255.1k |
| Current assets | £114 | £202 |
| Net assets | £76.9k | £88.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 1 accounts
- • 1 confirmation-statement
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-21📄capital-allotment-sharescapital · SH01
- 2025-07-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-07-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-03📍default-companies-house-service-address-applied-officeraddress · RP09
- 2024-05-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-16📄memorandum-articlesincorporation · MA
- 2022-06-16📄resolutionresolution · RESOLUTIONS
- 2022-06-15📄capital-name-of-class-of-sharescapital · SH08
- 2022-06-15📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-05-30📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2022-05-30📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2022-05-30📄change-person-director-company-with-change-dateofficers · CH01
- 2022-05-30📄change-person-director-company-with-change-dateofficers · CH01
- 2022-05-30📄change-person-director-company-with-change-dateofficers · CH01
- 2015-08-20➕SCHOFIELD, Emma Louise appointeddirector
- 2015-07-28🏢Company incorporatedAs ESRE INVESTMENTS LTD
- 2015-07-28➕ELAM, Richard Frank appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Emma Louise Schofield Individual · British · DOB 04/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 13/05/2021 |
Mr Richard Frank Elam Individual · British · DOB 01/1976 · age 50 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/04/2016 |
1 historic (ceased) PSC
- Mr Richard Frank Elamceased 16/10/2020· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CRYPTO FLOW LIMITED→ 10808935 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| DBAZ TRADING LTD→ 16337161 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DVAM LTD→ 15951379 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FINANCE IT ANGELS LTD→ 11118400 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| FINANCE OPTIONS LTD→ 13377676 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FINANCIAL FIONA LTD→ 09278824 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| FINANCIAL OPTIONS (SELBY) LIMITED→ 04206803 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| FINANCIAL WEALTH SOLUTIONS LIMITED→ 09688906 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| FIRST SOVEREIGN PROJECTS LIMITED→ 12591799 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| FIVE POINT CONSULTING LIMITED→ 07808602 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| FLAXTON FINANCE LIMITED→ 01876041 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
| FLOBEL MORTGAGES LTD→ 14983401 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-07-28
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies
Registered office
1 Chessingham Court George Cayley Drive
Clifton Moor
York
YO30 4WQ
England
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-03-16
Last: 2026-03-02
Officers (2 active · 0 resigned)
ELAM, Richard Frank→
Activedirector · ~50y · appointed 2015-07-28
View their other companies + combined net worth →
SCHOFIELD, Emma Louise→
Activedirector · ~46y · appointed 2015-08-20
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (49 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-18
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-02
capital-allotment-shares
capital · SH01
2026-01-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-25
change-person-director-company-with-change-date
officers · CH01
2024-07-24
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-07-24
change-person-director-company-with-change-date
officers · CH01
2024-07-22
default-companies-house-service-address-applied-officer
address · RP09
2024-07-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-29