ADL LIVERPOOL LIMITED
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (78/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
5 live charges · 2 lenders · oldest 10.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 10.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £6.03M | £5.28M |
| Current assets | £1.61M | £757.5k |
| Cash | £284.9k | £445.9k |
| Debtors | £1.32M | £311.5k |
| Net assets | £5.34M | £4.59M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (30 events)Click to expand
- 2025-12-03📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-05-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-03-28🔒Charge registered #5Lender: Pearl Lorraine Jackson
- 2025-02-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-07🔓Charge satisfied #4
- 2025-02-07🔓Charge satisfied #3
- 2025-02-07🔓Charge satisfied #2
- 2025-02-07🔓Charge satisfied #1
- 2024-11-13📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-20📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-12-13📄accounts-with-accounts-type-smallaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-smallaccounts · AA
- 2020-11-11📄accounts-with-accounts-type-smallaccounts · AA
- 2019-12-05📄accounts-with-accounts-type-smallaccounts · AA
- 2018-10-29📄accounts-with-accounts-type-smallaccounts · AA
- 2018-09-26📄change-person-secretary-company-with-change-dateofficers · CH03
- 2018-09-26📄change-person-secretary-company-with-change-dateofficers · CH03
- 2016-02-22🔒Charge registered #4Lender: Hsbc Bank PLC
- 2016-02-22🔒Charge registered #3Lender: Hsbc Bank PLC
- 2016-02-22🔒Charge registered #2Lender: Hsbc Bank PLC
- 2016-01-18🔒Charge registered #1Lender: Hsbc Bank PLC
- 2015-08-12🏢Company incorporatedAs ADL LIVERPOOL LIMITED
- 2015-08-12➕DAVIES, William Jeremy appointedsecretary
- 2015-08-12➕DAVIES, William Jeremy appointeddirector
- 2015-08-12➕JACKSON, Pearl Lorraine appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Adl Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Adl Plc Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Pearl Lorraine Jackson / H2 Holdings / William Jeremy Davies and Adrian Robert Kilmartin (As Trustees of Certain William Jeremy Davies Family Business Family Trusts) Pearl Lorraine Jackson / H2 Holdings Limited / William Jeremy Davies and Adrian Robert Kilmartin (As Trustees of Certain William Jeremy Davies Family Business Family Trusts) | A registered charge | — | 28/03/2025 | — | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 22/02/2016 | 07/02/2025 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 22/02/2016 | 07/02/2025 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 22/02/2016 | 07/02/2025 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 18/01/2016 | 07/02/2025 |