BH FINANCIAL SERVICES LTD

🌳Matureactive
09788679 · ltd · incorporated 2015-09-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2026
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 7 with DOB)
90
Ownership & PSC
1 active PSC(s) of 6 total, 6 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Feb 2025Feb 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-02-282025-02-28
Average employees300300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2026-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-04-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-03-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2024-03-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2024-02-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC06
  7. 2024-02-26
    📄
    change-to-a-person-with-significant-control-without-name-date
    persons-with-significant-control · PSC04
  8. 2023-04-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-04-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-03-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC06
  11. 2022-03-29
    📄
    change-to-a-person-with-significant-control-without-name-date
    persons-with-significant-control · PSC04
  12. 2022-03-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2022-03-28
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2022-03-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2021-10-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-02-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2021-02-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2021-02-08
    ➕
    LEWIS, Richard Andrew appointed
    director
  19. 2021-02-08
    ➕
    TAYLOR, Ross appointed
    director
  20. 2020-12-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2020-11-26
    ➖
    BARTLEY, Peter Francis resigned
    director
  22. 2020-11-26
    ➖
    HART, Neil Thomas resigned
    director
  23. 2019-11-26
    ➕
    TAYLOR, Leigh appointed
    director
  24. 2019-03-05
    ➖
    HILL, James Edward resigned
    director
  25. 2015-09-22
    🏢
    Company incorporated
    As BH FINANCIAL SERVICES LTD
  26. 2015-09-22
    ➕
    BARTLEY, Peter Francis appointed
    director
  27. 2015-09-22
    ➕
    HART, Neil Thomas appointed
    director
  28. 2015-09-22
    ➕
    HILL, James Edward appointed
    director
  29. 2015-09-22
    ➕
    KAHAN, Barbara appointed
    director
  30. 2015-09-22
    ➖
    KAHAN, Barbara resigned
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Leigh Taylor
Individual · British · DOB 03/1962 · age 64
75–100%
75–100%board control75-100% shares · 75-100% voting · board control21/03/2024
5 historic (ceased) PSCs
  • Mr Leigh Taylorceased 27/11/2020· 75-100% shares
  • Leigh Taylorceased 21/03/2024· 75-100% shares · 75-100% voting · board control
  • Mr Peter Francis Bartleyceased 26/11/2020· 25-50% shares · 25-50% voting · board control
  • Mr Neil Thomas Hartceased 26/11/2020· 25-50% shares · 25-50% voting · board control
  • Mr James Edward Hillceased 05/03/2019· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · WA postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
B & S FINANCIAL MANAGEMENT LIMITED→
02044622 · est 1986 · no financials extracted
————39y——
BESPOKE FUNDING SOLUTIONS LIMITED→
11534444 · est 2018 · no financials extracted
————7y——
BLOOM INSURANCE SERVICES LIMITED→
11271449 · est 2018 · no financials extracted
————8y——
BLUECROFT FINANCE SUBCO 4 LIMITED→
16109469 · est 2024 · no financials extracted
————1y——
BLUECROFT FINANCE SUBCO 5 LIMITED→
16204425 · est 2025 · no financials extracted
————1y——
BLUECROFT FINANCE SUBCO 6 LIMITED→
16206527 · est 2025 · no financials extracted
————1y——
BLUECROFT FINANCE SUBCO 7 LIMITED→
16277488 · est 2025 · no financials extracted
————1y——
BLUECROFT FINANCE SUBCO 8 LIMITED→
16277952 · est 2025 · no financials extracted
————1y——
BRAEMAR MORTGAGE SERVICES LIMITED→
06803170 · est 2009 · no financials extracted
————17y——
BRIDGEWATER FINANCIAL SERVICES LTD→
05712136 · est 2006 · no financials extracted
————20y——
BRIDGEWATER WEALTH PROTECTION LTD→
09888111 · est 2015 · no financials extracted
————10y——
BRIGHT STAR WEALTH LTD→
12186461 · est 2019 · no financials extracted
————6y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-09-22
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

42 Northumberland Road
Widnes
Cheshire
WA8 5EB
England

Filing status

Accounts
Next due: 2027-11-30
Last made up to: 2026-02-28
Confirmation statement
Next due: 2027-04-08
Last: 2026-03-25

Officers (3 active · 4 resigned)

LEWIS, Richard Andrew→
director · ~62y · appointed 2021-02-08
View their other companies + combined net worth →
Active
TAYLOR, Leigh→
director · ~64y · appointed 2019-11-26
View their other companies + combined net worth →
Active
TAYLOR, Ross→
director · ~40y · appointed 2021-02-08
View their other companies + combined net worth →
Active
BARTLEY, Peter Francis→
director · ~58y · appointed 2015-09-22 · resigned 2020-11-26
Resigned
HART, Neil Thomas→
director · ~46y · appointed 2015-09-22 · resigned 2020-11-26
Resigned
HILL, James Edward→
director · ~52y · appointed 2015-09-22 · resigned 2019-03-05
Resigned
KAHAN, Barbara→
director · ~95y · appointed 2015-09-22 · resigned 2015-09-22
Resigned

Click a director name to see their full track record across all companies.

Recent filings (56 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-03-21
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-03-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC06
2024-02-28
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2024-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC06
2022-03-29