FORTIUS BROKING LTD

🌳Matureactive
09846321 · ltd · incorporated 2015-10-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£49.5k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -53% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £49,510
Net assets shrinking
Down £28,404 YoY
Cash draining
Cash down 53% YoY
Cash YoY
-53%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£3k
↓ 53% YoY
Net Worth
£50k
↓ 36% YoY
Current Assets
£173k
↓ 19% YoY
Current Liabilities
—
£0£43k£86k£129k£172k£215kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-292024-06-30
Total assets£58.1k£100.7k
Current assets£173.1k£214.9k
Cash£3.1k£6.7k
Debtors£169.9k£208.2k
Net assets£49.5k£77.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-03-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-03-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-01-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-11-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2019-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-08-06
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2018-07-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2018-07-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2018-07-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2018-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-04-01
    ➕
    FLETCHER, Deborah Anne appointed
    director
  16. 2018-03-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2018-03-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2016-12-31
    ➖
    BACK, Neil Anthony resigned
    director
  19. 2016-12-31
    ➖
    BLAKEY, Damon John resigned
    director
  20. 2015-10-28
    🏢
    Company incorporated
    As FORTIUS BROKING LTD
  21. 2015-10-28
    ➕
    FLETCHER, Neil Robert appointed
    director
  22. 2015-10-28
    ➕
    BACK, Neil Anthony appointed
    director
  23. 2015-10-28
    ➕
    BLAKEY, Damon John appointed
    director

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

61/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Deborah Anne Fletcher
Individual · British · DOB 12/1963 · age 63
50–75%
—50-75% shares09/03/2018
Mr Neil Robert Fletcher
Individual · British · DOB 06/1976 · age 50
25–50%
—25-50% shares06/04/2016
1 historic (ceased) PSC
  • Mr Damon John Blakeyceased 31/12/2016· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-10-28
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

C/O Dpc Accountants Stone House
Stone Road Business Park
Stoke-On-Trent
Staffordshire
ST4 6SR
England

Filing status

Accounts
Next due: 2027-03-29
Last made up to: 2025-06-29
Confirmation statement
Next due: 2027-01-24
Last: 2026-01-10

Officers (2 active · 2 resigned)

FLETCHER, Deborah Anne→
director · ~63y · appointed 2018-04-01
View their other companies + combined net worth →
Active
FLETCHER, Neil Robert→
director · ~50y · appointed 2015-10-28
View their other companies + combined net worth →
Active
BACK, Neil Anthony→
director · ~57y · appointed 2015-10-28 · resigned 2016-12-31
Resigned
BLAKEY, Damon John→
director · ~52y · appointed 2015-10-28 · resigned 2016-12-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (39 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-11-07