KERFOOT CS
🌳Matureactive
09850499 · private-unlimited · incorporated 2015-10-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 7.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2025-12-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-23📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-16📄resolutionresolution · RESOLUTIONS
- 2022-02-16📄memorandum-articlesincorporation · MA
- 2018-12-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-06🔒Charge registered #1Lender: Ubs Ag, London Branch
- 2017-04-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2015-10-30🏢Company incorporatedAs KERFOOT CS
- 2015-10-30➕KERFOOT, David Arnold appointeddirector
- 2015-10-30➕KERFOOT, Elizabeth Mary appointeddirector
- 2015-10-30📄incorporation-companyincorporation · NEWINC
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "KERFOOT" — strong identity link between founder and business.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
71/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Arnold Kerfoot Individual · British · DOB 06/1953 · age 73 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mrs Elizabeth Mary Kerfoot Individual · British · DOB 02/1954 · age 72 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADVANCED MORTGAGE SOLUTIONS NORTH EAST LIMITED→ 13421800 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| DIAMOND INTERNATIONAL OVERSEAS LTD→ 06672742 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| FATHOM FINANCIAL LIMITED→ 10548553 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ICAN FINANCE LIMITED→ 09894549 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| IWJT→ 10831250 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| J.S.LIMITED→ 00081273 · est 1904 · no financials extracted | — | — | — | — | 121y | — | — |
| JDJF LIMITED→ 07285545 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| JLAH LIMITED→ 11978400 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| KHEPRI HOLDINGS LTD→ 15888937 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KINGFISHER FINANCE LIMITED→ 04789095 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| KJW FINANCIAL PLANNING LTD→ 09745854 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| KNOCK KNOCK FINANCIAL LIMITED→ 05716134 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-unlimited
Incorporated2015-10-30
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account
Registered office
Ainderby Manor
Ainderby Steeple
Northallerton
North Yorkshire
DL7 9PY
Filing status
Accounts
Next due: —
Last made up to: —
Confirmation statement
Next due: 2026-11-04
Last: 2025-10-21
Officers (2 active · 0 resigned)
KERFOOT, David Arnold→
Activedirector · ~73y · appointed 2015-10-30
View their other companies + combined net worth →
KERFOOT, Elizabeth Mary→
Activedirector · ~72y · appointed 2015-10-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ubs Ag, London Branch | A registered charge | — | 06/12/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-23
change-person-director-company-with-change-date
officers · CH01
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-21
resolution
resolution · RESOLUTIONS
2022-02-16
memorandum-articles
incorporation · MA
2022-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-11-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2018-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2017-11-01